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  "presentationDate": "2024-08-01 00:00:00",
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  "notes": "The data is as of April 2024 and metrics are unaudited.",
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      "text": "Delinquencies (DQ) of 30+ days as % of Active Balances Excluding Pay in 4 and Peloton Loans",
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      "text": "Notes:\n1. Data as of April 2024\n2. US loans only, excludes Pay in 4 (formerly known as Split Pay) loan transactions with 0% APR and 6-8 week term lengths and loans made for Peloton purchases\n3. Metrics are unaudited",
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      "text": "Delinquency Performance: Monthly DQ30+ ex-Peloton",
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