{ "docId": "019de518-794d-7428-afa2-ebfaeedfe7a0", "docSlug": "1e58d6453e7f6537cb968c2e27e0674d", "documentTitle": "Affirm | Results Presentation Deck | 52 slides", "authorId": "affirm", "authorName": "Affirm", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2024-08-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.7777778, "pageNumber": 22, "pageCount": 52, "prevPage": 21, "nextPage": 23, "slideType": "kpi_overview", "function": "analyze_data", "density": "dense", "nDataPoints": 72, "notes": null, "elementsJson": null, "metadataConfidence": 1, "imagePath": null, "slideHref": "/slides/019de518-794d-7428-afa2-ebfaeedfe7a0/22", "deckHref": "/decks/019de518-794d-7428-afa2-ebfaeedfe7a0", "deckJsonHref": "/decks/019de518-794d-7428-afa2-ebfaeedfe7a0.json", "deckAnchorHref": "/decks/019de518-794d-7428-afa2-ebfaeedfe7a0#slide-22", "components": [ { "bbox": { "h": 0.55, "w": 0.76, "x": 0.14, "y": 0.201 }, "kind": "chart", "text": "FY Q4'22: $7.1B total, $1.0B Off Balance Sheet (non-securitized), $3.6B Off Balance Sheet (securitized), $1.7B On Balance Sheet (securitized), $0.9B On Balance Sheet (non-securitized). FY Q1'23: $7.3B total, $0.8B Off Balance Sheet (non-securitized), $3.8B Off Balance Sheet (securitized), $1.7B On Balance Sheet (securitized), $1.0B On Balance Sheet (non-securitized). FY Q2'23: $8.4B total, $0.6B Off Balance Sheet (non-securitized), $4.1B Off Balance Sheet (securitized), $1.4B On Balance Sheet (securitized), $2.3B On Balance Sheet (non-securitized). FY Q3'23: $8.2B total, $0.5B Off Balance Sheet (non-securitized), $3.8B Off Balance Sheet (securitized), $1.9B On Balance Sheet (securitized), $1.9B On Balance Sheet (non-securitized). FY Q4'23: $8.7B total, $0.4B Off Balance Sheet (non-securitized), $3.9B Off Balance Sheet (securitized), $2.3B On Balance Sheet (securitized), $2.2B On Balance Sheet (non-securitized). FY Q1'24: $9.0B total, $0.3B Off Balance Sheet (non-securitized), $4.2B Off Balance Sheet (securitized), $2.5B On Balance Sheet (securitized), $2.1B On Balance Sheet (non-securitized). FY Q2'24: $10.6B total, $0.6B Off Balance Sheet (non-securitized), $4.8B Off Balance Sheet (securitized), $2.9B On Balance Sheet (securitized), $2.4B On Balance Sheet (non-securitized). FY Q3'24: $10.4B total, $0.4B Off Balance Sheet (non-securitized), $4.4B Off Balance Sheet (securitized), $3.4B On Balance Sheet (securitized), $2.1B On Balance Sheet (non-securitized). FY Q4'24: $11.0B total, $0.9B Off Balance Sheet (non-securitized), $4.4B Off Balance Sheet (securitized), $3.4B On Balance Sheet (securitized), $2.3B On Balance Sheet (non-securitized). Equity Capital Req % Platform ranges from 2% to 6%.", "attrs": null, "subkind": "bar-stacked", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "f7b7c828-6325-42c3-9184-f4c8cf663840", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.06, "w": 0.459, "x": 0.26, "y": 0.799 }, "kind": "list", "text": "On Balance Sheet (non-securitized) ($B)\nOff Balance Sheet (non-securitized) ($B)\nEquity Capital Req % Platform\nOn Balance Sheet (securitized) ($B)\nOff Balance Sheet (securitized) ($B)", "attrs": null, "subkind": "bullet", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "23b819f1-f229-4e0c-b40c-d23d4c11716d", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.102, "w": 0.84, "x": 0.08, "y": 0.87 }, "kind": "source-note", "text": "Notes:\n1. On Balance Sheet (Non-Securitized) includes Loans Pledged as Collateral in warehouse financing vehicles or held by Affirm and consolidated on Affirm's balance sheet\n2. On Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and consolidated on Affirm's balance sheet\n3. Off Balance Sheet includes Loans Held by Third Parties and not consolidated on Affirm's balance sheet\n4. Off Balance Sheet (Securitized) includes Loans Pledged as Collateral in securitizations and not consolidated on Affirm's balance sheet\n5. Equity Capital Required is the sum of the balance of loans held for investment and loans held for sale, less the balance of funding debt and notes issued by securitization trusts as of the balance sheet date\n6. Metrics are unaudited", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "ee4ede2d-b54b-4c08-a2bd-93f7c2ee128e", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.04, "w": 0.603, "x": 0.042, "y": 0.116 }, "kind": "title", "text": "Platform Portfolio and Funding Mix", "attrs": null, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "759f2468-9f92-40ae-9559-175ed3f0c59a", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [], "frameworks": [], "arcBeats": [ { "to": 29, "from": 20, "beatId": "54791ef7-b8e8-4c32-a389-e4eb5ad84c38", "arcName": "The Sequoia Pitch", "arcSlug": "sequoia-pitch", "beatName": "Financials", "beatSlug": "sequoia-pitch-financials", "evidence": "The deck provides detailed financial information, including revenue, transaction costs, and operating expenses.", "position": 3, "confidence": 0.7, "parentBeatName": "Evidence", "parentBeatSlug": "evidence" } ], "loops": [ { "to": 24, "from": 20, "name": "So What Cascade", "slug": "41-so-what-cascade", "bestFor": "Data presentations, executive summaries, driving to recommendations", "matchId": "e022e9a8-947e-4318-8a99-190608b352bf", "evidence": "The deck provides a detailed breakdown of revenue and transaction costs, highlighting their impact on profitability.", "position": 2, "objective": "Explain the implications of revenue and transaction costs", "structure": "The Data -> So What? (Insight 1) -> So What? (Insight 2) -> So What? (The Action)", "confidence": 0.5, "description": "Chain insights together, each answering 'so what?' until you reach the actionable conclusion" } ], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }