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      "text": "Average Monthly Transactions per Monthly Transacting Member; 15% Year-Over-Year Growth; 1Q23: 5.3, 2Q23: 5.7, 3Q23: 6.4, 4Q23: 6.4, 1Q24: 6.0",
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      "text": "Growth in transactions per transacting member represents Dave gaining a greater share of member spending, allowing us to unlock the additional ARPU potential of our banking product, the vast majority of which comes at no cost to the Member (e.g. merchant-funded interchange and network incentives).",
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