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      "text": "1. Other CSM predominantly relates to M&G Investments future profits from the management of the internal client assets, and to PIA (Irish subsidiary)",
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      "text": "Opening CSM 1,331 1,666 1,201 1,466 635 664 1,171 1,206 696 714 Interest accreted 20 128 28 142 - - 24 30 4 16 Expected returns 166 202 229 167 - - - - - - New Business 18 94 - 0 - - 6 42 18 26 Ass. changes, experience variances 4 37 (48) (4) - - 94 60 20 5 CSM release to operating result (154) (231) (186) (238) - - (89) (96) (25) (25) CSM release to non-operating result (33) 27 (38) 48 (64) (66) - - (61) (45) Market impact 314 (309) 280 (239) 93 54 - (21) 62 (37) Closing CSM 1,666 1,614 1,466 1,342 664 652 1,206 1,221 714 654",
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      "text": "Key drivers of CSM movements Annuities, PruFund and Traditional With-Profits",
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