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      "text": "Smoothed returns\nGuaranteed capital\nGuaranteed income\nLifetime income\nTo be developed over time",
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      "text": "Individual Life and Pensions\nOpportunities to complement and\nexpand existing PruFund offering",
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      "text": "2 Ramp-up phase\nCapital lite solutions\nRisk-sharing with scheme sponsor\nStrong near term opportunity",
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      "text": "1 Live solution\nBulk-purchase annuities\nTraditional buy-in/out transactions\nCompleted three deals, strong pipeline",
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      "text": "3 Being developed\nInsured With-Profits CDI\nGuaranteed cashflows with WP upside\nProduct development ongoing",
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