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  "documentTitle": "Ready Capital | Results Presentation Deck | 19 slides",
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      "text": "GROSS LEVERED YIELD 45% 30% 15% 0% Q4 2022 Q1 2023 Q2 2023 Q3 2023 Q4 2023 19.6% 19.5% 20.9% 21.2% 19.7% 22.5% 20.8% 22.7% 22.5% 24.4%",
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            "y": 22.5,
            "series": "Gains on loans, held for sale"
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            "x": "Q3 2023",
            "y": 22.5,
            "series": "Gains on loans, held for sale"
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          "0%",
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      "kind": "list",
      "text": "SBA net sales premiums peaking at 12.1% and averaging 8.9% net\n$152.2 million of SBA loan originations, including $54.7 million of small balance loan originations\nCurrent money up pipeline of $291 million, including $60 million funded in January",
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      "kind": "source-note",
      "text": "1. Gross of general reserves\n2. Loan-to-value (LTV) is calculated by dividing the current unpaid principal balance by the most recent collateral value received. The most recent value for performing loans is often the third-party as-is valuation utilized during the original underwriting process\n3. Includes interest income, accretion of discount, and servicing income net of interest expense and amortization of deferred financing costs; excludes impairment\n4. Includes realized and unrealized gains (losses) on loans held for sale and MSR creation",
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      "text": "LOAN COUNT 3,137 UPB $1.23B BOOK VALUE(1) $1.20B WA LTV(2) 92.6% WA COUPON 10.4% FIXED/FLOAT 0.9/99.1% 60+ Days Past Due 1.8%",
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      "kind": "title",
      "text": "Small Business Lending",
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