{
  "docId": "019de518-2832-70d9-88e1-897b392f2061",
  "docSlug": "85b45b6de057496c4a9aef50afdb4b9a",
  "documentTitle": "Ready Capital | Results Presentation Deck | 19 slides",
  "authorId": "ready-capital",
  "authorName": "Ready Capital",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 11,
  "pageCount": 19,
  "prevPage": 10,
  "nextPage": 12,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 40,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de518-2832-70d9-88e1-897b392f2061/11",
  "deckHref": "/decks/019de518-2832-70d9-88e1-897b392f2061",
  "deckJsonHref": "/decks/019de518-2832-70d9-88e1-897b392f2061.json",
  "deckAnchorHref": "/decks/019de518-2832-70d9-88e1-897b392f2061#slide-11",
  "components": [
    {
      "bbox": {
        "h": 0.34,
        "w": 0.44,
        "x": 0.049,
        "y": 0.229
      },
      "kind": "chart",
      "text": "RISK RATING DISTRIBUTION\n100% 87% 80% 74% 60% 40% 40% 22% 23% 20% 15% 15% 8% 7% 4% 3% 2% 0% 1 & 2 3 4 5 ■LMM CRE Acquired ■LMM CRE Originated ■SBA",
      "attrs": null,
      "subkind": "bar-stacked-100pct",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f2e39ddc-04ae-4ac5-a59e-0b3a936bbb74",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.34,
        "w": 0.44,
        "x": 0.049,
        "y": 0.587
      },
      "kind": "chart",
      "text": "AVERAGE RISK RATING\n3.50 3.00 2.91 3.01 2.91 2.62 2.66 2.50 1.92 1.92 2.00 1.601.66 1.621.67 1.71 1.59 1.50 1.00 0.50 2.23 1.63 Q4'22 Q1'23 Q2'23 Q3'23 Q4'23 ■LMM CRE Acquired ■LMM CRE Originated ■SBA",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0d4fb307-c799-48ab-9e75-d18439450dfa",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.68,
        "w": 0.41,
        "x": 0.527,
        "y": 0.229
      },
      "kind": "list",
      "text": "BUCKET 1: Very Low Risk of Loss: New origination or current with strong credit metrics (LTV/DSCR/DY). No expected losses.\nBUCKET 2: Low Risk of Loss: Current with maturity > 6 months. Lower credit metrics with possibility of inclusion on CREFC watchlist. No expected losses.\nBUCKET 3: Medium Risk of Loss: Current with near term maturities or in forbearance. Loss unlikely with no specific reserves booked.\nBUCKET 4: Higher Risk: Loan delinquent or in maturity default. Potential issues with sponsor or business plans. Minimal losses possible and adequately reserved in current period.\nBUCKET 5: Highest risk: Loan in default or special servicing. Specific losses identified and adequately reserved for in current period.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6d1fb3e4-0119-41b6-b47d-1eaf89657936",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.015,
        "w": 0.018,
        "x": 0.909,
        "y": 0.94
      },
      "kind": "source-note",
      "text": "11",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "62171d9b-633e-4dd3-9367-c7ff925da6dd",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.42,
        "x": 0.045,
        "y": 0.073
      },
      "kind": "title",
      "text": "Loan Portfolio – Risk Rating",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6767139a-7a3e-4701-a001-0c800af603aa",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 14,
      "from": 3,
      "beatId": "41d19b45-fe42-4fe3-9015-983238e9128d",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "Detailed financial metrics",
      "position": 0,
      "confidence": 0.6,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 14,
      "from": 3,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "9a34119d-6139-4669-9a0d-444ac8819506",
      "evidence": "Financial metrics imply benefits of strategy",
      "position": 0,
      "objective": "Highlight the benefits of Ready Capital's strategy",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.5,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}