{
  "docId": "019de517-f242-7322-9c90-2fac9ba4bcc5",
  "docSlug": "560081893a50d4a46a4ccf24a8bc4e2d",
  "documentTitle": "Blend | Results Presentation Deck | 24 slides",
  "authorId": "blend",
  "authorName": "Blend Labs, Inc.",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 23,
  "pageCount": 24,
  "prevPage": 22,
  "nextPage": 24,
  "slideType": "appendix",
  "function": "appendix",
  "density": "overcrowded",
  "nDataPoints": 0,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de517-f242-7322-9c90-2fac9ba4bcc5/23",
  "deckHref": "/decks/019de517-f242-7322-9c90-2fac9ba4bcc5",
  "deckJsonHref": "/decks/019de517-f242-7322-9c90-2fac9ba4bcc5.json",
  "deckAnchorHref": "/decks/019de517-f242-7322-9c90-2fac9ba4bcc5#slide-23",
  "components": [
    {
      "bbox": {
        "h": 0.04,
        "w": 0.08,
        "x": 0.87,
        "y": 0.88
      },
      "kind": "image",
      "text": "blend",
      "attrs": null,
      "subkind": "logo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1104b574-c528-4aec-b332-5edc7ea71eaf",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.9,
        "x": 0.03,
        "y": 0.39
      },
      "kind": "source-note",
      "text": "Note 2: Consumer Banking Suite Revenues consist of home equity, personal lending, credit cards, deposit accounts, auto finance, and other banking products, but excludes software-enabled title.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3baba014-bca9-4d10-b07e-4b347a628b8c",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.9,
        "x": 0.03,
        "y": 0.48
      },
      "kind": "source-note",
      "text": "Note 3: Mortgage Suite Revenues consist of Mortgage revenue, Mortgage add-on revenue from Blend Income Verification, Blend Close, and Marketplace revenue from Blend Insurance and Blend Realty.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "92e7afd7-2d3e-45cc-8199-935235578f50",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.9,
        "x": 0.03,
        "y": 0.58
      },
      "kind": "source-note",
      "text": "Note 4: Economic Value per Funded Loan in our mortgage suite represents the contractual rates for mortgage and mortgage-related products multiplied by the number of loans funded or transactions completed, as applicable, by a customer in the specified period, divided by the total number of loans funded by all Mortgage customers in that same period. Additionally, the value derived from partnerships and verification of income products that is associated with the mortgage application stage is aligned with the timing of funding the related loan (typically a 3 month delay from the time of application). We use Economic Value per Funded Loan to measure our success at broadening the client relationships from the underlying mortgage transactions and selling additional products through our software platform. Total number of loans funded by Mortgage customers may be revised in future periods as actual reported funded loans are received, which may impact the economic value we calculate per funded loan.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ccfba678-2ab5-4b03-8ac4-91076cdafed7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.22,
        "w": 0.9,
        "x": 0.03,
        "y": 0.13
      },
      "kind": "source-note",
      "text": "Note 1: Market Share is management's calculation of Blend's mortgage market share for the specified period based on funded loan volumes from signed customers. Funded volume is calculated as (i) the number of mortgage banking funded loans processed on the Blend Platform in the period (actual reported funded loans in the period plus an estimate of unreported funded loans for the current quarter), divided by (ii) total mortgage market volume in the same period as calculated using Mortgage Bankers Association data. Mortgage market volumes are updated periodically by management based on updates from the Mortgage Bankers Association and updated Home Mortgage Disclosures Act data which may provide further revisions to historical data from time to time.",
      "attrs": {
        "numbered": true
      },
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "db7eefde-a19d-48e3-8830-2034f295e3ba",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.2,
        "x": 0.03,
        "y": 0.06
      },
      "kind": "title",
      "text": "Footnotes",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7744c322-e173-4417-9eee-3708fa72bc3f",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 24,
      "from": 11,
      "beatId": "70ad90a0-31a1-435d-bcad-568dc0743004",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Appendix",
      "beatSlug": null,
      "evidence": "Slides 11-24 provide additional information, including financial results, reconciliations, and footnotes.",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": null,
      "parentBeatSlug": null
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}