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  "documentTitle": "Affirm | Results Presentation Deck | 51 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
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  "presentationDate": "2024-02-01 00:00:00",
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      "text": "POS vs. Affirm¹ Transactions FY Q2 2024. 23% Affirm¹, 77% Point of Sale.",
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      "text": "Affirm Product Composition 2,3 FY Q2 2024. 16% Pay in 4 (Bi-Weekly 0% APR), 11% Core 0% APR, 73% Interest-Bearing.",
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      "text": "Notes: 1. Based on transactions initiated by Affirm through mobile app and website channels as well as Affirm Card 2. Beginning in Fiscal Q1 2023, Affirm modified the definition of its low Average Order Value product from Split Pay to Pay in 4. Pay in 4 includes volume from loan transactions with 0% APR and 6-8 week term lengths but now excludes volume from monthly installment loans with 0% APR and 3 month term lengths 3. Excludes Debit (non installment and non Pay in 4 transaction volume) from the Affirm Card product 4. Metrics are unaudited",
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      "text": "Power Transactions Across Diverse Channels",
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