{
  "docId": "019de517-e6dd-722e-b398-b5392358d6da",
  "docSlug": "94c9d8b6f7f15d0971a65fb9f52587bf",
  "documentTitle": "Affirm | Results Presentation Deck | 51 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-02-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 16,
  "pageCount": 51,
  "prevPage": 15,
  "nextPage": 17,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 108,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de517-e6dd-722e-b398-b5392358d6da/16",
  "deckHref": "/decks/019de517-e6dd-722e-b398-b5392358d6da",
  "deckJsonHref": "/decks/019de517-e6dd-722e-b398-b5392358d6da.json",
  "deckAnchorHref": "/decks/019de517-e6dd-722e-b398-b5392358d6da#slide-16",
  "components": [
    {
      "bbox": {
        "h": 0.61,
        "w": 0.45,
        "x": 0.5,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Composition of Average Loans Held for Investment (\"LHFI\") FY Q2'22 - FY Q2'24, showing Avg. Interest Bearing LHFI Balance, Avg. 0% APR LHFI Balance, and 0% APR Balance % of Avg LHFI.",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5e8c497c-39c1-429e-bb00-40a5f7b7fcb1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.61,
        "w": 0.45,
        "x": 0.05,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Interest Income Composition ($ millions) FY Q2'22 - FY Q2'24, showing Consumer & Other Interest Income ($M), Amortization of Discount ($M), and Amortization of Discount as % of Total Interest Income.",
      "attrs": null,
      "subkind": "bar-stacked",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9e8a6a7b-1667-4d79-a7d5-a9b6d1220048",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.29,
        "x": 0.63,
        "y": 0.83
      },
      "kind": "list",
      "text": "Avg. Interest Bearing LHFI Balance\nAvg. 0% APR LHFI Balance\n0% APR Balance % of Avg LHFI",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4ae91f0f-219d-4bc7-8779-2bfbcaab21a3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.35,
        "x": 0.12,
        "y": 0.83
      },
      "kind": "list",
      "text": "Consumer & Other Interest Income ($M)\nAmortization of Discount ($M)\nAmortization of Discount as % of Total Interest Income",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5e2d9ef9-5077-4f0a-96e9-1d86d64d7bbe",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.85,
        "x": 0.09,
        "y": 0.9
      },
      "kind": "source-note",
      "text": "Notes:\n1. Amortization of discount is driven by either loan purchases from originating bank partners or the origination of loans with 0% APR or below market interest rates; Consumer & Other Interest Income consists primarily of interest charged to consumers over the term of the consumers' loans based on the principal outstanding\n2. 0% APR Loans Held For Investment include all loans that are not interest bearing, including Pay in 4 (formerly known as Split Pay) loans\n3. Metrics are unaudited",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bb33c9e9-3169-4a75-8025-f8d3a36181d3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.88,
        "x": 0.05,
        "y": 0.08
      },
      "kind": "title",
      "text": "Interest Income and Loans Held for Investment Composition",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4ef34fa8-4331-447e-93b9-d3fd0440445a",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Waterfall chart",
      "slug": "waterfall-chart",
      "agent": null,
      "layer": "slide",
      "matchId": "bcb525a8-d392-49ff-bd0b-08a43b62e7de",
      "evidence": "chart/bar-stacked: Interest Income Composition ($ millions) FY Q2'22 - FY Q2'24",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 20,
      "from": 6,
      "beatId": "444183db-9ee7-4367-8e1a-0fb5ccbc5264",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Solution",
      "beatSlug": "sequoia-pitch-solution",
      "evidence": "The presentation provides detailed financial metrics and business highlights",
      "position": 1,
      "confidence": 0.7,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}