{
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  "documentTitle": "Ready Capital | Investor Presentation Deck | 44 slides",
  "authorId": "ready-capital",
  "authorName": "Ready Capital",
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  "documentKindLabel": "Pitch deck",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
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  "pageNumber": 41,
  "pageCount": 44,
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  "slideHref": "/slides/019de517-e352-747b-9762-0a74ae0959a2/41",
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      "text": "Certain preliminary fourth quarter 2023 results\nBased on available information to date, we expect to report $746.3 million in loans originated or acquired for the fourth quarter of 2023, primarily consisting of $296.9 million in SBC loans, $152.2 million in SBA loans and $297.2 million in residential mortgage loans\nWe expect to report a total debt-to-equity leverage ratio between 3.30x to 3.50x as of December 31, 2023\nOf the loans we held as of December 31, 2023, 1.6% were 30-59 days delinquent and 8.9% were 60+ days delinquent\nOf the 8.9% 60+ days delinquent loan population, 38.8% relate to loans acquired via the Mosaic Mergers and the Broadmark Merger\nPost-December 31, 2023, the percentage of 60+ days delinquent loans has declined to 6.7%",
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      "text": "Dividend\nOn December 14, 2023, we declared a dividend of $0.30 per share of common stock and Operating Partnership unit (\"OP unit\") with respect to the quarter ending December 31, 2023\nThis dividend is payable on January 31, 2024 to stockholders of record as of the close of business on December 29, 2023",
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      "text": "Note: The results set forth above are still preliminary and subject to our detailed period-end closing procedures. Our consolidated financial statements as of, and for the year ended December 31, 2023 are not yet available. Accordingly, the information presented above reflects our preliminary estimates subject to the completion of our financial closing procedures and any adjustments that may result from the completion of the annual review of our consolidated financial statements. As a result, these preliminary estimates may differ from the actual results that will be reflected in our consolidated financial statements for the period when they are completed and publicly disclosed. These preliminary estimates may change, and those changes may be material. Our expectations with respect to the unaudited results for the periods discussed above are based on management estimates. Our independent registered public accounting firm has not audited, reviewed or performed any procedures with respect to these preliminary estimates and, accordingly, does not express an opinion or any other form of assurance about them.",
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      "kind": "title",
      "text": "Recent Developments",
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      "bestFor": "Visionary leadership, brand positioning, mission statements",
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      "evidence": "The deck uses a golden circle structure to present the company's why, how, and what.",
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