{
  "docId": "019de517-e352-747b-9762-0a74ae0959a2",
  "docSlug": "feb24b9f7493f30af4978892ea7da362",
  "documentTitle": "Ready Capital | Investor Presentation Deck | 44 slides",
  "authorId": "ready-capital",
  "authorName": "Ready Capital",
  "documentKindSlug": "pitchdeck",
  "documentKindLabel": "Pitch deck",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2024-01-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 20,
  "pageCount": 44,
  "prevPage": 19,
  "nextPage": 21,
  "slideType": "other",
  "function": "establish_context",
  "density": "dense",
  "nDataPoints": 40,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de517-e352-747b-9762-0a74ae0959a2/20",
  "deckHref": "/decks/019de517-e352-747b-9762-0a74ae0959a2",
  "deckJsonHref": "/decks/019de517-e352-747b-9762-0a74ae0959a2.json",
  "deckAnchorHref": "/decks/019de517-e352-747b-9762-0a74ae0959a2#slide-20",
  "components": [
    {
      "bbox": {
        "h": 0.25,
        "w": 0.426,
        "x": 0.526,
        "y": 0.236
      },
      "kind": "chart",
      "text": "REVENUE BREAKDOWN ($MM)1 $66.6 $12.1 ($27.5) LMM CRE Lending & Acquisition Small Business Lending Other",
      "attrs": {},
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2a9b0c8a-3d59-4cc8-a36e-8065df90deaa",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.25,
        "w": 0.46,
        "x": 0.045,
        "y": 0.236
      },
      "kind": "chart",
      "text": "PORTFOLIO BREAKDOWN (BY TOTAL ASSETS) Other 6% Small Business Lending 11% LMM CRE Lending & Acquisition 83%",
      "attrs": {},
      "subkind": "pie",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "bfb23041-7f3a-4e12-bdb8-7eabba32f84d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.907,
        "x": 0.045,
        "y": 0.903
      },
      "kind": "source-note",
      "text": "Note: As of September 30, 2023; 1 Based on income (loss) before taxes for three months ended September 30, 2023; 2 Includes loans in consolidated VIEs and loans held for sale, at fair value; 3 Includes Residential Mortgage Banking and generally LMM commercial acquired loans that have nonconforming characteristics for the Fixed rate, Bridge, Construction, or Freddie Mac classifications due to loan size, rate type, collateral, or borrower criteria; 4 Includes PPP loans held for investment and held at fair value",
      "attrs": {},
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "22beda46-55ad-422d-8ea0-ac2d1fabbacc",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.34,
        "w": 0.907,
        "x": 0.045,
        "y": 0.536
      },
      "kind": "table",
      "text": "PORTFOLIO KEY METRICS LOAN TYPE ($K) SEGMENT WA LTV UPB2 % UPB2 CARRYING AMOUNT2 % CARRYING AMOUNT2 Bridge CRE Lending and Acquisitions 68.1% $7,092,776 62.5% $7,063,561 62.5% Fixed Rate CRE Lending and Acquisitions 60.2% 1,046,785 9.2% 1,051,810 9.3% Construction CRE Lending and Acquisitions 62.4% 1,228,654 10.8% 1,224,777 10.8% Freddie Mac CRE Lending and Acquisitions 68.6% 34,039 0.3% 34,422 0.3% SBA - 7(a) Government-Backed Small Business Lending 91.9% 1,295,862 11.4% 1,276,087 11.3% Other3 NA NA 594,726 5.2% 591,163 5.2% Subtotal $11,292,842 99.5% $11,241,820 99.5% PPP loans4 Government-Backed Small Business Lending NA 60,224 0.5% 58,145 0.5% Total $11,353,066 100.0% $11,299,965 100.0%",
      "attrs": {},
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "29564c0d-d761-42d9-ad0d-b10d388333be",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.39,
        "x": 0.056,
        "y": 0.124
      },
      "kind": "title",
      "text": "Loan Portfolio Composition",
      "attrs": {},
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "3b2cc024-fe3a-4001-9990-02085be64f38",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "915aba22-471d-4329-bd74-d98302f7b687",
      "evidence": "components contain a table/data with several columns and rows",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 44,
      "from": 3,
      "name": "Golden Circle",
      "slug": "11-golden-circle",
      "bestFor": "Visionary leadership, brand positioning, mission statements",
      "matchId": "683999a5-646d-4eda-a9d3-65d5179730d7",
      "evidence": "The deck uses a golden circle structure to present the company's why, how, and what.",
      "position": 0,
      "objective": "Why Ready Capital is a good investment opportunity",
      "structure": "The Why (Belief) -> The How (Process) -> The What (Result)",
      "confidence": 0.7,
      "description": "Invert the typical pitch by starting with why you exist, rather than what you do"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}