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  "documentTitle": "Ready Capital | Investor Presentation Deck | 44 slides",
  "authorId": "ready-capital",
  "authorName": "Ready Capital",
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  "presentationDate": "2024-01-01 00:00:00",
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      "kind": "source-note",
      "text": "Note: Financials as of September 30, 2023; 1 Financials shown for Construction lending include impact of Broadmark acquisition, announced Q1 2023; 2 Includes 4% \"Other\" loans; 3 Distributable earnings is a non-GAAP measure, please refer to page 39 for a reconciliation to the nearest GAAP equivalent",
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      "text": "Product: Construction, Bridge, Fixed Rate/CMBS, Freddie Mac, Government-backed Small Business loans. Overview: Construction and pre-construction development loans, Short-term financing for the acquisition of investment properties, Financing for the acquisition or refinancing of stabilized commercial properties, Freddie Mac SBL program and loans for affordable housing development, Owner-occupied loans guaranteed by the Small Business Administration. Maturity: 1-2 years, 2-4 years, 5-20 years, 5-20 years, 10-25 years. P&L impact: NIM from retained loan portfolio supplemented by gain on sale and servicing income from Agency production, Revenue from gain on secondary market sale, net interest income and servicing fees. LTM originations ($mm): $187, $514, $62, $161, $347. TTM distributable earnings contribution: 19%, 51%, 6%, 6%, 14%.",
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      "kind": "title",
      "text": "Full Project Life Cycle Lender With Diverse Set of Solutions",
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