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  "documentTitle": "J.P.Morgan | Results Presentation Deck | 31 slides",
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  "authorName": "JPMorgan Chase & Co.",
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      "text": "(a) Total net revenue included tax-equivalent adjustments from income tax credits related to equity investments in designated community development entities and in entities established for rehabilitation of historic properties, as well as tax-exempt income related to municipal financing\nactivities of $108 million, $103 million, $89 million, $82 million and $100 million for the three months ended December 31, 2023, September 30, 2023, June 30, 2023, March 31, 2023 and December 31, 2022, respectively, and $382 million and $322 million for the full year 2023 and\n2022, respectively.\n(b) In the third quarter of 2023, certain revenue from CIB Markets products was reclassified from payments to investment banking. Prior-period amounts have been revised to conform with the current presentation.\n(c) Includes CB's share of revenue from Investment Banking and Markets' products sold to CB clients through the CIB which is reported in All other income.\n(d) Includes gross revenues earned by the Firm that are subject to a revenue sharing arrangement between CB and the CIB for Investment Banking and Markets' products sold to CB clients. This includes revenues related to fixed income and equity markets products. Refer to page 61\nof the Firm's 2022 Form 10-K for discussion of revenue sharing.\n(e) Includes First Republic. Refer to page 30 for additional information.\n(f) Middle Market Banking and Commercial Real Estate Banking included $75 million and $284 million, respectively, for the three months ended December 31, 2023, $93 million and $273 million, respectively, for the three months ended September 30, 2023, $48 million and $130\nmillion, respectively, for the three months ended June 30, 2023, and $216 million and $687 million, respectively, for the full year 2023, associated with First Republic.",
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      "text": "(in millions, except ratio data)",
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      "text": "FINANCIAL RATIOS\nROE\nOverhead ratio",
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      "text": "REVENUE BY PRODUCT\nLending\nPayments (b)\nInvestment banking (b)(c)\nOther\nTOTAL NET REVENUE (a)\nInvestment Banking and Markets revenue, gross (d)",
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      "text": "REVENUE BY CLIENT SEGMENT\nMiddle Market Banking\nCorporate Client Banking\nCommercial Real Estate Banking\nOther\nTOTAL NET REVENUE (a)",
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      "text": "INCOME STATEMENT\nREVENUE\nLending- and deposit-related fees\nCard income\nAll other income\nNoninterest revenue\nNet interest income\nTOTAL NET REVENUE (a)\nProvision for credit losses\nNONINTEREST EXPENSE\nCompensation expense\nNoncompensation expense\nTOTAL NONINTEREST EXPENSE\nIncome before income tax expense\nIncome tax expense\nNET INCOME",
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      "text": "JPMORGAN CHASE & CO.\nCOMMERCIAL BANKING\nFINANCIAL HIGHLIGHTS",
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