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      "text": "GROSS LEVERED YIELD 45% 30% 15% 0% Q3 2022 Q4 2022 Q1 2023 Q2 2023 Q3 2023 15.0% 19.6% 19.5% 20.9% 21.2% 24.2% 22.5% 20.8% 22.7% 22.5%",
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      "text": "Gross levered yield (ex. gains) 2 Gains on loans, held for sale 3",
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      "text": "SBA net sales premiums peaking at 13.1% and averaging 8.3% net\n$128.6 million of SBA loan originations, including $48.1 million of small balance loan originations\nCurrent money up pipeline of $191 million, including $39 million funded in October",
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      "text": "1. Gross of general reserves\n2. Includes interest income, accretion of discount, and servicing income net of interest expense and amortization of deferred financing costs; excludes impairment\n3. Includes realized and unrealized gains (losses) on loans held for sale and MSR creation",
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      "text": "LOAN COUNT 2,787 UPB $1.25B BOOK VALUE(1) $1.22B WA LTV 91.9% WA COUPON 10.1% FIXED/FLOAT 0.8/99.2% 60+ Days Past Due 1.0%",
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