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  "authorName": "Dave",
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  "presentationDate": "2023-11-01 00:00:00",
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      "text": "Total Non-GAAP Revenue ($MM)\n15% Year-Over-Year Growth\n$58.6 (3Q22)\n$61.8 (4Q22)\n$60.6 (1Q23)\n$62.4 (2Q23)\n$67.3 (3Q23)",
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      "text": "Non-GAAP revenue grew 15% Y-o-Y, driven by:\n• Increase in transacting member base\n• Improved ExtraCash engagement/monetization given material underwriting improvements which bolster retention\n• Growth in Transaction Revenue driven by increases in Dave Card MTMs and total debit spend",
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      "kind": "source-note",
      "text": "Note: See Glossary for the definition of Non-GAAP Revenue\nNote: See Appendix for reconciliation of Non-GAAP measures.",
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