{
  "docId": "019de517-2bf9-77f1-8835-a278c7c625eb",
  "docSlug": "f3360fdcbc246eaa7aed5c974a792eae",
  "documentTitle": "Dave | Results Presentation Deck | 37 slides",
  "authorId": "dave",
  "authorName": "Dave",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-11-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 25,
  "pageCount": 37,
  "prevPage": 24,
  "nextPage": 26,
  "slideType": "kpi_overview",
  "function": "quantify_opportunity",
  "density": "dense",
  "nDataPoints": 5,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de517-2bf9-77f1-8835-a278c7c625eb/25",
  "deckHref": "/decks/019de517-2bf9-77f1-8835-a278c7c625eb",
  "deckJsonHref": "/decks/019de517-2bf9-77f1-8835-a278c7c625eb.json",
  "deckAnchorHref": "/decks/019de517-2bf9-77f1-8835-a278c7c625eb#slide-25",
  "components": [
    {
      "bbox": {
        "h": 0.71,
        "w": 0.504,
        "x": 0.438,
        "y": 0.14
      },
      "kind": "chart",
      "text": "Annualized Revenue per Monthly Transacting Member\n9% Year-Over-Year Growth\n$129\n$131\n$124\n$129\n$140\n3Q22\n4Q22\n1Q23\n2Q23\n3Q23",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "51d84088-3a16-436b-a310-df6f3ef05ea6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.21,
        "w": 0.347,
        "x": 0.047,
        "y": 0.243
      },
      "kind": "paragraph",
      "text": "ARPU grew 9% Y-o-Y and 8% Q-o-Q primarily driven by:\nGrowth in ExtraCash ARPU due to improvements in both ExtraCash engagement and monetization\nGrowth in Dave Card ARPU reflecting significantly increased Dave Card spend\nPartially offset by modest decline in Subscription ARPU given migration away from legacy system.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ecf2adf7-11dd-417e-85bc-9166a230118e",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.249,
        "w": 0.347,
        "x": 0.047,
        "y": 0.475
      },
      "kind": "paragraph",
      "text": "Over the last few months, we have transitioned to a percent-based express fee pricing structure for our ExtraCash product. This change is expected to have a favorable impact on overall ARPU, create more alignment between our unit economics and delivering greater member value through higher limits, and boost Dave Card engagement by increasing the discount to send ExtraCash funds to the Dave Card.",
      "attrs": null,
      "subkind": "paragraph",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ce0701c3-8d67-4084-ba53-a33ba1f7e078",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.013,
        "w": 0.446,
        "x": 0.438,
        "y": 0.953
      },
      "kind": "source-note",
      "text": "Note: See Glossary for the definition of Monthly Transacting Members",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "b1ded67c-b84d-49e2-9aef-e347a7b9bfcc",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chartjunk Elimination",
      "slug": "chartjunk-elimination",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "a7922e83-d35b-4faf-9c8f-e1ab60556db3",
      "evidence": "chart/bar-vertical: Annualized Revenue per Monthly Transacting Member",
      "confidence": 0.5
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [
    {
      "to": 30,
      "from": 5,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "66b3ba3b-ded7-4307-a762-2c79b841ac1f",
      "evidence": "The document highlights the cost of inaction and the path to profitability, emphasizing the importance of investing in Dave's business strategy",
      "position": 0,
      "objective": "Highlight the cost of inaction and the path to profitability",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.7,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}