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      "text": "Note: Dave Inc. is not able to provide a reconciliation of non-GAAP revenue, variable profit, variable margin and adjusted EBITDA without unreasonable effort as certain items, such as ExtraCash origination costs, provision for credit losses, and stockbased compensation, are difficult to predict.",
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      "text": "Note: See Glossary for the definition of Non-GAAP Revenue, Non-GAAP Variable Profit, and Adjusted EBITDA. Non-GAAP Variable Margin is calculated as Non-GAAP Variable Profit divided by Non-GAAP Revenue.",
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      "text": "The Adjusted EBITDA (Loss) guidance range includes the impact of a $4 million legal settlement related to a 2020 data breach that was expensed in Q2 2023.",
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      "text": "($MM) Prior FY New FY Non-GAAP Revenue: $235 - $260 $257 - $261 Y-o-Y Growth: 11% - 23% 22% - 24% Variable Margin: 47% - 51% 53% - 54% Y-o-Y Improvement: 600bps - 1,000bps 1,200bps - 1,300bps Adjusted EBITDA¹: ($50) - ($35) ($22) - ($17) Y-o-Y Improvement: 43% - 60% 75% - 80%",
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