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  "presentationDate": "2023-11-01 00:00:00",
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      "text": "Quarterly Adjusted EBITDA: 3Q22 ($27.5M), 3Q23 ($2.5M) (91% Y-o-Y Improvement)",
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      "text": "28-Day Delinquency Rate: 3Q22 4.07%, 3Q23 2.42% (165bps Y-o-Y Reduction)",
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      "text": "Note: See Glossary for the definition of Non-GAAP Variable Profit, Origination Volume, 28 Day Average Quarterly Delinquency Rate, and Adjusted EBITDA. Note: See Appendix for reconciliation of Non-GAAP measures.",
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