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      "text": "Increased investments in our tech to deliver solid profitability has paid off\nCosts YoY stable excl incentive costs, and costs materially lower compared to Q2-Q4 2022\n11M SEK in costs for incentive programs. Potential volatility on social security costs for RSUs as share price increases/decreases\nOther external expenses consists of marketing, user- and data acquisition, and other operational costs\nTax rate increasing to 26% in the quarter, combination of Swedish and Indian tax rates\nYearly salary revision to impact employee expenses from Q2",
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