{
  "docId": "019de516-aff1-7177-9418-933dbac432a9",
  "docSlug": "fcaa462b21b856f39862736062f7e181",
  "documentTitle": "Ready Capital | Results Presentation Deck | 20 slides",
  "authorId": "ready-capital",
  "authorName": "Ready Capital",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-08-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.2938006,
  "pageNumber": 12,
  "pageCount": 20,
  "prevPage": 11,
  "nextPage": 13,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 22,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de516-aff1-7177-9418-933dbac432a9/12",
  "deckHref": "/decks/019de516-aff1-7177-9418-933dbac432a9",
  "deckJsonHref": "/decks/019de516-aff1-7177-9418-933dbac432a9.json",
  "deckAnchorHref": "/decks/019de516-aff1-7177-9418-933dbac432a9#slide-12",
  "components": [
    {
      "bbox": {
        "h": 0.34,
        "w": 0.438,
        "x": 0.05,
        "y": 0.585
      },
      "kind": "chart",
      "text": "AVERAGE RISK RATING\n2.50\n2.07\n2.00\n1.70\n1.67 1.68 1.66 1.70 1.67\n1.71\n1.48\n1.52\n1.50\n1.00\n0.50\nQ2'22\nQ3'22\nQ4'22\nQ1'23\nQ2'23\n■SBC ■SBA",
      "attrs": null,
      "subkind": "bar-grouped",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "98ab2952-e39c-4cdd-9e51-7f7e4822a342",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.34,
        "w": 0.438,
        "x": 0.05,
        "y": 0.229
      },
      "kind": "chart",
      "text": "RISK RATING DISTRIBUTION\n100%\n85% 88%\n80%\n60%\n40%\n20%\n5% 3%\n4% 5%\n6% 4%\n0%\n1 & 2\n3\n4\n5\n■SBC ■SBA",
      "attrs": null,
      "subkind": "bar-grouped",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a0e7444b-0129-4aeb-b9c1-d6c32650bf1a",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.58,
        "w": 0.407,
        "x": 0.527,
        "y": 0.33
      },
      "kind": "list",
      "text": "BUCKET 1:\nVery Low Risk of Loss: New origination or current with strong\ncredit metrics (LTV/DSCR/DY). No expected losses.\nBUCKET 2:\nLow Risk of Loss: Current with maturity > 6 months. Lower credit\nmetrics with possibility of inclusion on CREFC watchlist. No\nexpected losses.\nBUCKET 3:\nMedium Risk of Loss: Current with near term maturities or in\nforbearance. Loss unlikely with no specific reserves booked.\nBUCKET 4:\nHigher Risk: Loan delinquent or in maturity default. Potential\nissues with sponsor or business plans. Minimal losses possible\nand adequately reserved in current period.\nBUCKET 5:\nHighest risk: Loan in default or special servicing. Specific losses\nidentified and adequately reserved for in current period.",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "09ef80a7-a0e9-4fee-aab4-92c36f58bd47",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.013,
        "w": 0.019,
        "x": 0.913,
        "y": 0.954
      },
      "kind": "source-note",
      "text": "12",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ebac10df-988a-4314-8660-1634d7df03d3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.43,
        "x": 0.045,
        "y": 0.07
      },
      "kind": "title",
      "text": "Loan Portfolio – Risk Rating",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e4801fe5-e64d-4dd7-847f-8cdcc85d959a",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chart Selection Guide",
      "slug": "chart-selection-guide",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "0d8d16b3-8981-467d-9afc-bb59261a29ca",
      "evidence": "The bar charts effectively communicate risk rating distribution data.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 15,
      "from": 3,
      "beatId": "05615f99-3f1c-44bb-97ea-95d7e9c7d8e4",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "Detailed financial information and KPIs",
      "position": 0,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    },
    {
      "to": 14,
      "from": 6,
      "beatId": "42e1fcb4-8d0f-4867-b8f3-28c309322b45",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Business Model",
      "beatSlug": "sequoia-pitch-business-model",
      "evidence": "Description of diversified platforms and loan portfolio composition",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [
    {
      "to": 15,
      "from": 3,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "072f5425-b6e4-4f47-bd17-1191bf5b156d",
      "evidence": "The deck presents financial data and metrics to demonstrate the company's performance",
      "position": 0,
      "objective": "Highlighting the benefits of Ready Capital's diversified platforms",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}