{
  "docId": "019de516-ac80-740b-ae9a-9bbed919a873",
  "docSlug": "4c2906ebf22d56bb1d42e932c9658cbf",
  "documentTitle": "Pagaya | Results Presentation Deck | 19 slides",
  "authorId": "pagaya",
  "authorName": "Pagaya",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-08-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 15,
  "pageCount": 19,
  "prevPage": 14,
  "nextPage": 16,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 20,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de516-ac80-740b-ae9a-9bbed919a873/15",
  "deckHref": "/decks/019de516-ac80-740b-ae9a-9bbed919a873",
  "deckJsonHref": "/decks/019de516-ac80-740b-ae9a-9bbed919a873.json",
  "deckAnchorHref": "/decks/019de516-ac80-740b-ae9a-9bbed919a873#slide-15",
  "components": [
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      "bbox": {
        "h": 0.45,
        "w": 0.93,
        "x": 0.03,
        "y": 0.39
      },
      "kind": "chart",
      "text": "Line chart showing WAC (%) and DQ (%) from 1Q21 to 1Q23. WAC (blue line) ranges from ~21% to ~22%. DQ (black line) ranges from ~0.5% to ~2%.",
      "attrs": {
        "series": [
          "WAC",
          "DQ"
        ],
        "x_axis_label": "Quarter",
        "y_axis_label": "WAC (%) / DQ (%)"
      },
      "subkind": "line",
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      },
      "kind": "image",
      "text": "PAGAYA logo",
      "attrs": null,
      "subkind": "logo",
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      },
      "kind": "source-note",
      "text": "Source: Pagaya internal data, as of 6/30/23",
      "attrs": null,
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      "bbox": {
        "h": 0.02,
        "w": 0.77,
        "x": 0.03,
        "y": 0.27
      },
      "kind": "subtitle",
      "text": "Pagaya Personal Loan portfolio weighted average coupon (\"WAC\") vs. 30-day+ DQs plus cumulative gross loss (\"DQ\") at month on book 3",
      "attrs": null,
      "subkind": null,
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      "componentId": "4e571004-32a0-4487-81b5-2ae9217650e7",
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    {
      "bbox": {
        "h": 0.05,
        "w": 0.79,
        "x": 0.03,
        "y": 0.06
      },
      "kind": "title",
      "text": "Credit performance: personal loan portfolio",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "7461a1fb-3447-4bdd-9654-994fbf852ddb",
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  ],
  "metrics": [],
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  "frameworks": [],
  "arcBeats": [
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      "to": 16,
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      "beatId": "3b8cbbcc-b8b6-49fd-801b-f1c1fb4a34ac",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Operating Performance",
      "beatSlug": "sparkline-what-could-be-2",
      "evidence": "Slides 10-16 provide operating metrics, including network volume and credit performance",
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      "confidence": 0.8,
      "parentBeatName": "Turn",
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  ],
  "loops": [
    {
      "to": 16,
      "from": 10,
      "name": "Voice Of Customer",
      "slug": "51-voice-of-customer",
      "bestFor": "Product strategy, customer experience, market research",
      "matchId": "6b9222a6-0b76-4374-bdb9-44dd4dd9048f",
      "evidence": "The presentation provides insights into operating performance, including network volume and credit performance",
      "position": 1,
      "objective": "To provide insights into operating performance",
      "structure": "What Customers Say (Verbatim) -> The Pattern Across Voices -> The Insight -> The Response",
      "confidence": 0.6,
      "description": "Let customer quotes and feedback drive the narrative and validate the insight"
    }
  ],
  "imagePathAlt": null,
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  "locked": true
}