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  "documentTitle": "Affirm | Results Presentation Deck | 49 slides",
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  "authorName": "Affirm",
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  "presentationDate": "2023-08-01 00:00:00",
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      "kind": "source-note",
      "text": "Notes: US loans only, excludes Pay in 4 (formerly known as Split Pay) loan transactions with 0% APR and 6-8 week term lengths and loans made for Peloton purchases Metrics are unaudited",
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      "text": "30+ Days Delinquent: FY 2018 (Sep 30: 4.0%, Dec 31: 3.8%, Mar 31: 3.2%, Jun 30: 2.9%), FY 2019 (Sep 30: 3.3%, Dec 31: 3.2%, Mar 31: 2.7%, Jun 30: 2.6%), FY 2020 (Sep 30: 3.2%, Dec 31: 2.9%, Mar 31: 2.8%, Jun 30: 1.8%), FY 2021 (Sep 30: 1.4%, Dec 31: 1.3%, Mar 31: 1.2%, Jun 30: 1.3%), FY 2022 (Sep 30: 2.1%, Dec 31: 2.1%, Mar 31: 2.7%, Jun 30: 2.5%), FY 2023 (Sep 30: 3.2%, Dec 31: 2.7%, Mar 31: 2.5%, Jun 30: 2.3%). 60+ Days Delinquent: FY 2018 (Sep 30: 2.3%, Dec 31: 2.2%, Mar 31: 1.8%, Jun 30: 1.6%), FY 2019 (Sep 30: 1.9%, Dec 31: 1.8%, Mar 31: 1.6%, Jun 30: 1.5%), FY 2020 (Sep 30: 1.8%, Dec 31: 1.7%, Mar 31: 1.6%, Jun 30: 1.3%), FY 2021 (Sep 30: 0.8%, Dec 31: 0.7%, Mar 31: 0.7%, Jun 30: 0.7%), FY 2022 (Sep 30: 1.2%, Dec 31: 1.2%, Mar 31: 1.6%, Jun 30: 1.4%), FY 2023 (Sep 30: 1.9%, Dec 31: 1.6%, Mar 31: 1.5%, Jun 30: 1.3%). 90+ Days Delinquent: FY 2018 (Sep 30: 1.1%, Dec 31: 1.0%, Mar 31: 0.9%, Jun 30: 0.7%), FY 2019 (Sep 30: 0.9%, Dec 31: 0.9%, Mar 31: 0.7%, Jun 30: 0.6%), FY 2020 (Sep 30: 0.8%, Dec 31: 0.8%, Mar 31: 0.7%, Jun 30: 0.6%), FY 2021 (Sep 30: 0.4%, Dec 31: 0.3%, Mar 31: 0.3%, Jun 30: 0.3%), FY 2022 (Sep 30: 0.6%, Dec 31: 0.6%, Mar 31: 0.6%, Jun 30: 0.6%), FY 2023 (Sep 30: 0.9%, Dec 31: 0.8%, Mar 31: 0.7%, Jun 30: 0.6%).",
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      "kind": "title",
      "text": "Delinquency Rates Ex-Pay in 4 & Peloton",
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