{
  "docId": "019de516-1f71-754e-8a92-e672cc752206",
  "docSlug": "7a7fbac8c58fe05294e3000c5b50ea48",
  "documentTitle": "Ford Credit | Fixed Income Presentation Deck | 45 slides",
  "authorId": "ford-credit",
  "authorName": "Ford Credit",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-07-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 21,
  "pageCount": 45,
  "prevPage": 20,
  "nextPage": 22,
  "slideType": "kpi_overview",
  "function": "frame_situation",
  "density": "overcrowded",
  "nDataPoints": 60,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de516-1f71-754e-8a92-e672cc752206/21",
  "deckHref": "/decks/019de516-1f71-754e-8a92-e672cc752206",
  "deckJsonHref": "/decks/019de516-1f71-754e-8a92-e672cc752206.json",
  "deckAnchorHref": "/decks/019de516-1f71-754e-8a92-e672cc752206#slide-21",
  "components": [
    {
      "bbox": {
        "h": 0.41,
        "w": 0.309,
        "x": 0.33,
        "y": 0.04
      },
      "kind": "chart",
      "text": "Retail & Lease FICO and Higher Risk Mix (%)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "1f059c56-d2e3-4223-9368-17841f6c7b0d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.41,
        "w": 0.309,
        "x": 0.33,
        "y": 0.49
      },
      "kind": "chart",
      "text": "Retail Contract Terms",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "5e843703-617d-4795-b5ef-4d2dc1581a80",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.41,
        "w": 0.309,
        "x": 0.65,
        "y": 0.49
      },
      "kind": "chart",
      "text": "Retail Net Charge-Offs ($M) and LTR Ratio (%)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "a0c6cf7a-c96a-43e8-84c3-b7c9300720c2",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.41,
        "w": 0.309,
        "x": 0.65,
        "y": 0.04
      },
      "kind": "chart",
      "text": "Retail Repossessions (000) and Repossession Rate (%)",
      "attrs": null,
      "subkind": "bar-vertical",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "c9752176-10d4-4323-b692-6a6633e33a7d",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.202,
        "x": 0.066,
        "y": 0.39
      },
      "kind": "list",
      "text": "Disciplined and consistent underwriting practices",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "48ff098d-c7d8-42fa-813a-1b3fbf758658",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.059,
        "w": 0.202,
        "x": 0.066,
        "y": 0.46
      },
      "kind": "list",
      "text": "Portfolio quality evidenced by FICO scores and consistent risk mix",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "6f2e00d6-df1c-4727-b82e-0dcbc4b06366",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.109,
        "w": 0.202,
        "x": 0.066,
        "y": 0.56
      },
      "kind": "list",
      "text": "Retail Net Charge-Offs and LTR Ratio lower sequentially, reflecting seasonality; higher YoY due to increased repossessions and higher severity",
      "attrs": null,
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "8d37735b-bc3c-4e64-a501-3e8f79fe35e4",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.01,
        "w": 0.12,
        "x": 0.33,
        "y": 0.95
      },
      "kind": "source-note",
      "text": "* Excluding bankruptcies",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "742f0330-a89f-43fa-a2d1-05588a155633",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.16,
        "w": 0.202,
        "x": 0.066,
        "y": 0.13
      },
      "kind": "title",
      "text": "U.S. Origination Metrics And Credit Loss Drivers",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0c8087a6-a906-472b-9eaa-7ed3284eabad",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chartjunk Elimination",
      "slug": "chartjunk-elimination",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "17e31e07-5707-43c6-a023-a4f8955d3e82",
      "evidence": "The slide features clear and simple bar charts with relevant data.",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}