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  "presentationDate": "2023-06-01 00:00:00",
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      "kind": "chart",
      "text": "RLTC ($M) and As % of GMV by Quarter: 3FQ'21 ($134, 5.9%), 4FQ'21 ($148, 5.9%), 1FQ'22 ($112, 4.1%), 2FQ'22 ($184, 4.1%), 3FQ'22 ($182, 4.7%), 4FQ'22 ($184, 4.2%), 1FQ'23 ($182, 4.2%), 2FQ'23 ($144, 2.5%), 3FQ'23 ($167, 3.6%)",
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      "text": "Macroeconomic factors have been a significant headwind to RLTC as a % of GMV in FY'23\nAffirm-specific factors have had a neutral impact to RLTC as a % of GMV in FY'23\nPricing initiatives will take several quarters to achieve maximum benefit\nRLTC as a % of GMV is highly seasonal with 2FQ seasonally softest",
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      "text": "in $ million and as a % of GMV",
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