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  "documentTitle": "Affirm | Investor Event Presentation Deck | 35 slides",
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  "authorName": "Affirm",
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  "presentationDate": "2023-06-01 00:00:00",
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      "text": "Provision for Credit Losses: 3FQ'21 $25, 4FQ'21 $64, 1FQ'22 $53, 2FQ'22 $66, 3FQ'22 $73, 4FQ'22 $64, 1FQ'23 $107, 2FQ'23 $66, 3FQ'23 $66",
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      "text": "Provision as % GMV less loans sold: 3FQ'21 -0.1%, 4FQ'21 2.0%, 1FQ'22 3.9%, 2FQ'22 2.7%, 3FQ'22 3.5%, 4FQ'22 2.5%, 1FQ'23 2.7%, 2FQ'23 3.0%, 3FQ'23 2.3%",
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      "text": "Allowance for loans held at end of period\nProduct and merchant mix\nCredit posture, reflected in ITACS mix\nActual credit outcomes",
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      "kind": "subtitle",
      "text": "in $ million and as a % of GMV less loans sold during the quarter",
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