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      "text": "DIVERSIFIED PRODUCTION CHANNELS WITH FOCUS ON RETAIL CHANNEL GROWTH\n100%\n27%\n25%\n22%\n20%\n21%\n21%\n22%\n17%\n80%\n35%\n60%\n40%\n38%\n36%\n32%\n35%\n31%\n33%\n34%\n32%\n40%\n48%\n48%\n46%\n48%\n42%\n44%\n37%\n33%\n33%\n20%\n0%\n2015\n2016\n2017\n2018\n2019\n2020\n2021\n2022\n2023 YTD\n■Retail Correspondent Wholesale",
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      "text": "PURCHASE VOLUME HAS ACCOUNTED FOR ~60% OF HISTORICAL PRODUCTION (in millions)\n$4,500\n$3,000\n$2,435 $2,110\n$1,500 $636\n$1,189\n$728\n$463\n$1,460 $1,508\n$775\n$398\n$1,380 $1,439\n$638\n$1,812\n$2,095\n$1,740\n$75\n$0\n$250\n2015\n2016\n2017\n2018\n2019\n2020\n2021\n2022\n2023 YTD\n■ Purchase ■ Refi",
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