{
  "docId": "019de515-a005-739c-8f15-475fbf377e83",
  "docSlug": "a9e56d2a62f82ed44039a3248719bbe6",
  "documentTitle": "Dave | Results Presentation Deck | 37 slides",
  "authorId": "dave",
  "authorName": "Dave",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-05-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 7,
  "pageCount": 37,
  "prevPage": 6,
  "nextPage": 8,
  "slideType": "propose_solution",
  "function": "propose_solution",
  "density": "dense",
  "nDataPoints": 3,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de515-a005-739c-8f15-475fbf377e83/7",
  "deckHref": "/decks/019de515-a005-739c-8f15-475fbf377e83",
  "deckJsonHref": "/decks/019de515-a005-739c-8f15-475fbf377e83.json",
  "deckAnchorHref": "/decks/019de515-a005-739c-8f15-475fbf377e83#slide-7",
  "components": [
    {
      "bbox": {
        "h": 0.49,
        "w": 0.18,
        "x": 0.79,
        "y": 0.269
      },
      "kind": "image",
      "text": "Mobile phone screenshot showing Dave's Extra Cash balance and advance of $250, with options to add funds or transfer.",
      "attrs": null,
      "subkind": "screenshot",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "96a8a415-0046-4c94-96c6-b0e3037b7342",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.016,
        "w": 0.007,
        "x": 0.963,
        "y": 0.927
      },
      "kind": "source-note",
      "text": "7",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "fb9263e1-f1e2-459f-9207-d39f2a3e08bc",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.67,
        "w": 0.73,
        "x": 0.047,
        "y": 0.202
      },
      "kind": "table",
      "text": "ExtraCash Attribute, Benefits to Member, Benefits to Dave, Advance Size, $25 - $500 Average: ~$154, Bridges gaps between paychecks for essential expenses, e.g. rent, gas, groceries, Efficient CAC by quickly addressing member pain point, Strategic entry point into banking relationship, Term, Typically: 1-2 weeks, Aligns with paycycle to smooth liquidity gaps between paychecks, Capital / balance sheet light, Short duration → rapid underwriting optimization, Underwriting, Cash flow: based per linked bank account data, Instant decisioning, No credit score or relationship requirements, Real-time data allows us to be highly responsive to changes in credit profiles (vs. lagged FICO), How Dave Makes Money, Free Delivery: ACH (1-3 days) Tips: Optional, Members Have Two Options, Express Fee: via debit rails (Instant) Tips: Optional, Fee-free option provides flexibility in price / experience, Consumer friendly, Instant access to funds, More affordable than overdraft fees & other short-term credit, Optionality bolsters CAC efficiency, Tips and express fees provide predictable monetization and favorable unit economics",
      "attrs": null,
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "96c84ae0-96d5-4fce-b412-3ec203397499",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.79,
        "x": 0.047,
        "y": 0.068
      },
      "kind": "title",
      "text": "Dave's ExtraCash product overview",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4d7dd825-e3b8-4a82-b53c-631449fc6ddd",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "fc375974-1b0f-4a79-bb46-21960be1692d",
      "evidence": "table/data: ExtraCash Attribute, Benefits to Member, Benefits to Dave",
      "confidence": 0.9
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 9,
      "from": 5,
      "beatId": "8dd59809-9791-4c2e-83d6-47621545ad3f",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Problem",
      "beatSlug": "problem-agitate-solution-problem-identify-pain",
      "evidence": "Presentation of market sizing and business strategy",
      "position": 1,
      "confidence": 0.8,
      "parentBeatName": "Complication",
      "parentBeatSlug": "complication"
    }
  ],
  "loops": [
    {
      "to": 9,
      "from": 5,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "d78670d5-0d38-4610-aa4d-bd7257e2e6b0",
      "evidence": "The presentation emphasizes the solid growth trajectory of the addressable market",
      "position": 0,
      "objective": "Highlight the importance of Dave's business strategy",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}