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      "text": "DAVE INC.\nCONDENSED CONSOLIDATED STATEMENTS OF OPERATIONS\n(in millions)\n(unaudited)\nFor the Three Months Ended March 31,\n2023\n2022\nOperating revenues:\nService based revenue, net\n$ 52.6 $ 39.3\nTransaction based revenue, net\n6.3\n3.3\nTotal operating revenues, net\n58.9\n42.6\nOperating expenses:\nProvision for credit losses\n12.0\n13.8\nProcessing and servicing costs\n7.1\n6.5\nAdvertising and marketing\n9.4\n12.2\nCompensation and benefits\n24.4\n17.9\nOther operating expenses\n18.5\n14.8\nTotal operating expenses\n71.4\n65.2\nOther expenses (income):\nInterest expense, net\n1.6\n1.5\nOther strategic financing and transactional expenses\n—\n1.0\nChanges in fair value of earnout liabilities\n—\n(2.0)\nChanges in fair value of derivative asset on loans to stockholders\n—\n5.6\nChanges in fair value of public and private warrant liabilities\n(0.1)\n4.1\nTotal other expenses\n1.5\n10.2\nNet loss before provision for income taxes\n(14.0)\n(32.8)\nProvision for income taxes\n—\n—\nNet loss\n$ (14.0) $ (32.8)",
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