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  "presentationDate": "2023-05-01 00:00:00",
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      "text": "Total Monthly Transacting Members (MMs) 34% Year-Over-Year Growth 1.4 1Q22 1.5 2Q22 1.8 3Q22 1.9 4Q22 2.0 1Q23",
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      "text": "Continued growth expected as we accelerate marketing spend, drive further enhancements to the ExtraCash value proposition and underwriting engine, and deepen cross-attach on Dave Card, which has more favorable retention characteristics and higher transaction frequency.",
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