{
  "docId": "019de515-83ba-76ce-8139-7ee4bc37d690",
  "docSlug": "b859d66fb36dd76517e7c642330dddb6",
  "documentTitle": "Affirm | Results Presentation Deck | 47 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-05-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 30,
  "pageCount": 47,
  "prevPage": 29,
  "nextPage": 31,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "overcrowded",
  "nDataPoints": 30,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 0.9,
  "imagePath": null,
  "slideHref": "/slides/019de515-83ba-76ce-8139-7ee4bc37d690/30",
  "deckHref": "/decks/019de515-83ba-76ce-8139-7ee4bc37d690",
  "deckJsonHref": "/decks/019de515-83ba-76ce-8139-7ee4bc37d690.json",
  "deckAnchorHref": "/decks/019de515-83ba-76ce-8139-7ee4bc37d690#slide-30",
  "components": [
    {
      "bbox": {
        "h": 0.3,
        "w": 0.44,
        "x": 0.05,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Quarterly Change in Allowance\n$182 Allowance (December 2022)\n$61 Provision for Losses\n$(67) Charge-offs, Net\n$176 Allowance March 2023",
      "attrs": {},
      "subkind": "waterfall",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "71656f3b-74a5-4b98-bc6b-733071654c9b",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.3,
        "w": 0.44,
        "x": 0.52,
        "y": 0.19
      },
      "kind": "chart",
      "text": "Last 12 Months Change in Allowance\n$159 Allowance (March 2022)\n$294 Provision for Losses\n$(278) Charge-offs, Net\n$176 Allowance March 2023",
      "attrs": {},
      "subkind": "waterfall",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "e11b6cf7-e5eb-42cc-bfec-55fbdb6767f6",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.06,
        "x": 0.05,
        "y": 0.93
      },
      "kind": "image",
      "text": "affirm",
      "attrs": {},
      "subkind": "logo",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "ce4eacb1-f084-4883-8140-b76b8faa49d3",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.16,
        "x": 0.09,
        "y": 0.92
      },
      "kind": "source-note",
      "text": "Notes:\n1. Dollars in millions\n2. Metrics are unaudited",
      "attrs": {},
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "9434fd1f-4e93-4a92-9b93-8b2992470bb7",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.35,
        "w": 0.94,
        "x": 0.04,
        "y": 0.54
      },
      "kind": "table",
      "text": "Last 12 Months Change in Allowance\nQuarter Ending\nJune 30, 2022\nSeptember 30, 2022\nDecember 31, 2022\nMarch 31, 2023\n12 Months Ending\nMarch 31, 2023\nBeginning of Period Allowance $159 $155 $153 $182 $159\n(+) Provision for Loan Losses 68 62 103 61 294\n(-) Charge-offs, Net (72) (64) (74) (67) (278)\nEnd of Period Allowance $155 $153 $182 $176 $176\nLoans Held for Investment $2,504 $2,682 $3,656 $3,776 $3,776\nAllowance % of Loans Held for Investment 6.2% 5.7% 5.0% 4.7% 4.7%",
      "attrs": {},
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "d2eac03c-2c42-4d33-8ccf-f69033e65434",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.04,
        "w": 0.44,
        "x": 0.05,
        "y": 0.09
      },
      "kind": "title",
      "text": "Change in Allowance",
      "attrs": {},
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "82e96fee-81de-44f0-b192-68a03fda51c3",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Table data",
      "slug": "table-data",
      "agent": null,
      "layer": "slide",
      "matchId": "6624bd53-ec06-4532-b2ac-e12f4d92b580",
      "evidence": "table/data: Last 12 Months Change in Allowance",
      "confidence": 0.8
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 47,
      "from": 5,
      "beatId": "a348bf71-f6d2-4a61-a565-bad5215607e7",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Financials",
      "beatSlug": "sequoia-pitch-financials",
      "evidence": "Detailed financial information and reconciliations",
      "position": 1,
      "confidence": 0.7,
      "parentBeatName": "Evidence",
      "parentBeatSlug": "evidence"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}