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  "documentTitle": "Dave | Results Presentation Deck | 38 slides",
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  "presentationDate": "2023-03-01 00:00:00",
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      "text": "Pre-4Q22: Contribution Profit Positive, with contribution margin profitable since pre-2020 and positioning Dave for profitability as it scales.",
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      "text": "2024: Adjusted EBITDA Positive, with projected growth in MTMs to turn break-even at 2.2 - 2.4mm, conservative assumptions on ARPU improvement, margin expansion, and operating leverage of fixed cost base.",
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