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      "text": "Average Monthly Transactions per Monthly Transacting Member 10% Year-Over-Year Growth 113% Growth Since 4Q20 (2.4 txns) 4.7 4.6 4.5 4.6 5.2 4Q21 1Q22 2Q22 3Q22 4Q22",
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      "text": "Additional transactions per MTM also allows us to gain greater share of wallet to unlock the additional ARPU of our banking product.",
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