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      "text": "Dave Card Spend Volumes ($MM)\n$174 4Q21, $182 1Q22, $171 2Q22, $197 3Q22, $263 4Q22",
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      "text": "$282mm quarterly run rate as of Dec. '22",
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      "text": "4Q22 growth in Dave Card spend volumes was primarily driven by ExtraCash Members spending their advances with the Dave Card—an important step in our member journey of building trust on the way to a direct deposit relationship.",
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      "text": "In 3Q22, every new Dave Member began receiving an ExtraCash account and a Dave Card, unlocking the synergies between the ExtraCash and Dave Card features.",
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