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  "documentTitle": "Ready Capital | Results Presentation Deck | 21 slides",
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  "authorName": "Ready Capital",
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  "presentationDate": "2023-02-01 00:00:00",
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      "text": "GROSS LEVERED YIELD, Q4 2021, Q1 2022, Q2 2022, Q3 2022, Q4 2022, 10.3%, 2.0%, 11.5%, 1.3%, 11.3%, 0.9%, 10.5%, 1.0%, 11.1%, 0.5%",
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      "text": "Bridge loan originations of $189.7 million at average spread of plus 508bps\nSBC money up pipeline of $1.3 billion, including $144.3 million funded in January\n85% of the SBC portfolio is floating rate with average floors of 65 bps\nAverage spread of 541 bps in current pipeline",
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      "text": "1. Excludes joint venture investments\n2. 72% of fixed rate loans match funded\n3. Includes realized and unrealized gains (losses) on loans held for sale and MSR creation\n4. Includes interest income, accretion of discount, and servicing income net of interest expense and amortization of deferred financing costs\n5. Includes originated SBC floating rate loans that are included in our RCMT securitization and therefore, categorized as Fixed/CMBS\n6. Loans with the \"Other\" classification are generally SBC acquired loans that have nonconforming characteristics for the Fixed rate, Bridge, or Construction categories\n7. 100% of construction loans 60+ days past due were acquired as part of the Mosaic Merger",
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      "text": "PRODUCT TYPE, LOAN COUNT(1), UPB, BOOK VALUE, WA LTV, WA COUPON, FIXED/FLOAT(2), 60+ Days Past Due, FIXED RATE(5), BRIDGE, CONSTRUCTION, OTHER(6)",
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