{ "docId": "019de514-e826-7519-8b4c-4b864d5b8fb1", "docSlug": "2191d3b344a03d430ea4fffa1a3df877", "documentTitle": "Affirm | Results Presentation Deck | 47 slides", "authorId": "affirm", "authorName": "Affirm", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2023-02-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.7777778, "pageNumber": 46, "pageCount": 47, "prevPage": 45, "nextPage": 47, "slideType": "other", "function": "analyze_data", "density": "overcrowded", "nDataPoints": 108, "notes": null, "elementsJson": null, "metadataConfidence": 1, "imagePath": null, "slideHref": "/slides/019de514-e826-7519-8b4c-4b864d5b8fb1/46", "deckHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1", "deckJsonHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1.json", "deckAnchorHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1#slide-46", "components": [ { "bbox": { "h": 0.03, "w": 0.04, "x": 0.048, "y": 0.93 }, "kind": "image", "text": "affirm", "attrs": null, "subkind": "logo", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "8acd2621-b900-48ff-9db2-1efe22184fff", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.066, "w": 0.76, "x": 0.048, "y": 0.91 }, "kind": "source-note", "text": "Notes:\n1. FY Q1'21 and FY Q2'21 amounts include adjustments to amounts previously reported due to effects of adoption of accounting standards effective July 1, 2020; FY Q3'21 amounts include adjustments to amounts previously reported due to an adjustment to stock-based compensation expense\n2. Other costs consists of expenses incurred in the period associated with the Company's initial public offering, its acquisitions, sublease impairment charges, restructuring and severance costs\n3. Metrics are unaudited", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "b3f5cd12-c1e8-48f1-b05e-328012759636", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.369, "w": 0.91, "x": 0.045, "y": 0.116 }, "kind": "table", "text": "Three Months Ended December 31, 2020\nGAAP, D&A, Stock-Based Compensation Expense, Enterprise Warrant & Share Based Expenses, Other Costs, Non-GAAP\nLoss on loan purchase commitment: 67,768, 0, 0, 0, 0, 67,768\nProvision for credit losses: 12,521, 0, 0, 0, 0, 12,521\nFunding costs: 12,060, 0, 0, 0, 0, 12,060\nProcessing and servicing: 16,802, 85, 287, 0, 0, 16,430\nTotal Transaction Costs: 109,151, 85, 287, 0, 0, 108,779\nTechnology and data analytics: 41,634, 2,723, 2,556, 0, 0, 36,355\nSales and marketing: 39,112, 439, 581, 17,039, 942, 20,111\nGeneral and administrative: 40,916, 104, 3,097, 0, 2,029, 35,686\nOther Operating Expenses: 121,662, 3,266, 6,234, 17,039, 2,971, 92,152\nTotal Operating Expenses: 230,813, 3,351, 6,521, 17,039, 2,971, 200,931", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "8c739492-21e0-4c5b-88b8-9d423a461688", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.369, "w": 0.91, "x": 0.045, "y": 0.501 }, "kind": "table", "text": "Three Months Ended September 30, 2020\nGAAP, D&A, Stock-Based Compensation Expense, Enterprise Warrant & Share Based Expenses, Other Costs, Non-GAAP\nLoss on loan purchase commitment: 65,868, 0, 0, 0, 0, 65,868\nProvision for credit losses: 28,931, 0, 0, 0, 0, 28,931\nFunding costs: 10,352, 0, 0, 0, 0, 10,352\nProcessing and servicing: 13,498, 77, 26, 0, 0, 13,395\nTotal Transaction Costs: 118,649, 77, 26, 0, 0, 118,546\nTechnology and data analytics: 33,768, 3,124, 2,213, 0, 0, 28,431\nSales and marketing: 22,582, 406, 760, 14,261, 0, 7,155\nGeneral and administrative: 32,273, 113, 3,204, 0, 1,191, 27,765\nOther Operating Expenses: 88,623, 3,643, 6,177, 14,261, 1,191, 63,351\nTotal Operating Expenses: 207,272, 3,720, 6,203, 14,261, 1,191, 181,897", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "c7b92771-85d3-4453-9769-4b0724799c15", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.03, "w": 0.849, "x": 0.048, "y": 0.036 }, "kind": "title", "text": "GAAP to Non-GAAP Expense Reconciliations, H1'21", "attrs": null, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "d8766bc2-ef67-4a48-aa2b-8003ede5224b", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [ { "name": "Table data", "slug": "table-data", "agent": null, "layer": "slide", "matchId": "b08575e4-ea89-4f6d-8b01-97b911d07c68", "evidence": "table/data: Three Months Ended December 31, 2020 GAAP, D&A, Stock-Based Compensation Expense, Enterprise Warrant & Share Based Expenses, Other Costs, Non-GAAP Loss on loan purchase commitment: 67,768, 0, 0, 0, 0, 67,768", "confidence": 0.9 } ], "frameworks": [], "arcBeats": [ { "to": 47, "from": 32, "beatId": "904f4baa-1511-404d-8a27-f4a39015a69a", "arcName": "Monroe's Motivated Sequence", "arcSlug": "monroes-sequence", "beatName": "Action", "beatSlug": "monroes-sequence-action", "evidence": "The presentation concludes with outlook, financials, and reconciliations", "position": 3, "confidence": 0.8, "parentBeatName": "Resolution", "parentBeatSlug": "resolution" } ], "loops": [ { "to": 47, "from": 32, "name": "Cost Of Inaction", "slug": "27-cost-of-inaction", "bestFor": "Urgent budget requests, compliance, risk mitigation", "matchId": "ee1935eb-a881-4067-a33a-69169948d8e7", "evidence": "The presentation emphasizes the significance of Affirm's financial performance and outlook for investors", "position": 1, "objective": "Highlight the importance of Affirm's financial performance and outlook", "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point", "confidence": 0.6, "description": "Quantify what happens if the audience does nothing" } ], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }