{ "docId": "019de514-e826-7519-8b4c-4b864d5b8fb1", "docSlug": "2191d3b344a03d430ea4fffa1a3df877", "documentTitle": "Affirm | Results Presentation Deck | 47 slides", "authorId": "affirm", "authorName": "Affirm", "documentKindSlug": "conference-presentation", "documentKindLabel": "Conference presentation", "sourceTypeSlug": "investor_relations", "sourceTypeLabel": "Investor relations", "presentationDate": "2023-02-01 00:00:00", "orientation": "landscape", "aspectRatio": 1.7777778, "pageNumber": 43, "pageCount": 47, "prevPage": 42, "nextPage": 44, "slideType": "other", "function": "analyze_data", "density": "overcrowded", "nDataPoints": 108, "notes": null, "elementsJson": null, "metadataConfidence": 1, "imagePath": null, "slideHref": "/slides/019de514-e826-7519-8b4c-4b864d5b8fb1/43", "deckHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1", "deckJsonHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1.json", "deckAnchorHref": "/decks/019de514-e826-7519-8b4c-4b864d5b8fb1#slide-43", "components": [ { "bbox": { "h": 0.047, "w": 0.032, "x": 0.048, "y": 0.93 }, "kind": "image", "text": "affirm", "attrs": null, "subkind": "logo", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "ed2ad60c-9585-414f-b519-7cdf0a2d05c6", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.054, "w": 0.849, "x": 0.079, "y": 0.923 }, "kind": "source-note", "text": "Notes:\n1. Metrics are unaudited\n2. Other costs consists of expenses incurred in the period associated with the Company's initial public offering, its acquisitions, sublease impairment charges, restructuring and severance costs", "attrs": null, "subkind": null, "toolName": null, "toolSlug": null, "confidence": null, "componentId": "10484e0d-594e-4238-9167-f0d3e2e8ab2e", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.366, "w": 0.902, "x": 0.048, "y": 0.509 }, "kind": "table", "text": "Three Months Ended March 31, 2022\nGAAP D&A Stock-Based Compensation Expense Enterprise Warrant & Share Based Expenses Other Costs Non-GAAP\nLoss on loan purchase commitment $ 46,853 $ 0 $ 0 $ 0 $ 0 $ 46,853\nProvision for credit losses 66,294 0 0 0 0 66,294\nFunding costs 15,824 0 0 0 0 15,824\nProcessing and servicing 43,371 124 650 0 0 42,597\nTotal Transaction Costs $ 172,342 $ 124 $ 650 $ 0 $ 0 $ 171,568\nTechnology and data analytics $ 110,291 $ 10,058 $ 33,639 $ 0 $ 0 $ 66,594\nSales and marketing 156,214 2,372 5,998 119,039 0 28,805\nGeneral and administrative 142,466 549 58,100 0 25 83,792\nOther Operating Expenses $ 408,971 $ 12,978 $ 97,737 $ 119,039 $ 25 $ 179,192\nTotal Operating Expenses $ 581,313 $ 13,102 $ 98,387 $ 119,039 $ 25 $ 350,760", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "d3d1ddc6-cd71-4ae8-af19-4d18d24cb6c5", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.366, "w": 0.902, "x": 0.048, "y": 0.119 }, "kind": "table", "text": "Three Months Ended June 30, 2022\nGAAP D&A Stock-Based Compensation Expense Enterprise Warrant & Share Based Expenses Other Costs Non-GAAP\nLoss on loan purchase commitment $ 40,285 $ 0 $ 0 $ 0 $ 0 $ 40,285\nProvision for credit losses 72,691 0 0 0 0 72,691\nFunding costs 19,417 0 0 0 0 19,417\nProcessing and servicing 47,393 145 895 0 0 46,353\nTotal Transaction Costs $ 179,786 $ 145 $ 895 $ 0 $ 0 $ 178,746\nTechnology and data analytics $ 135,350 $ 13,992 $ 41,398 $ 0 $ 0 $ 79,960\nSales and marketing 168,693 2,314 7,569 119,517 0 39,293\nGeneral and administrative 157,531 664 61,008 0 415 95,444\nOther Operating Expenses $ 461,574 $ 16,970 $ 109,975 $ 119,517 $ 415 $ 214,697\nTotal Operating Expenses $ 641,360 $ 17,115 $ 110,870 $ 119,517 $ 415 $ 393,443", "attrs": null, "subkind": "data", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "e4e2d811-a127-4baa-ad5c-5913e7086a17", "frameworkName": null, "frameworkSlug": null }, { "bbox": { "h": 0.035, "w": 0.899, "x": 0.048, "y": 0.038 }, "kind": "title", "text": "GAAP to Non-GAAP Expense Reconciliations, H2'22", "attrs": null, "subkind": "headline", "toolName": null, "toolSlug": null, "confidence": null, "componentId": "50fa6fb9-cc05-48a8-aaa0-29041e200eea", "frameworkName": null, "frameworkSlug": null } ], "metrics": [], "tools": [ { "name": "Table data", "slug": "table-data", "agent": null, "layer": "slide", "matchId": "91fa0e0b-93cb-4e43-9d7b-901552239644", "evidence": "table/data: Three Months Ended June 30, 2022 GAAP D&A Stock-Based Compensation Expense Enterprise Warrant & Share Based Expenses Other Costs Non-GAAP Loss on loan purchase commitment $ 40,285 $ 0 $ 0 $ 0 $ 0 $ 40,285", "confidence": 0.9 } ], "frameworks": [], "arcBeats": [ { "to": 47, "from": 32, "beatId": "904f4baa-1511-404d-8a27-f4a39015a69a", "arcName": "Monroe's Motivated Sequence", "arcSlug": "monroes-sequence", "beatName": "Action", "beatSlug": "monroes-sequence-action", "evidence": "The presentation concludes with outlook, financials, and reconciliations", "position": 3, "confidence": 0.8, "parentBeatName": "Resolution", "parentBeatSlug": "resolution" } ], "loops": [ { "to": 47, "from": 32, "name": "Cost Of Inaction", "slug": "27-cost-of-inaction", "bestFor": "Urgent budget requests, compliance, risk mitigation", "matchId": "ee1935eb-a881-4067-a33a-69169948d8e7", "evidence": "The presentation emphasizes the significance of Affirm's financial performance and outlook for investors", "position": 1, "objective": "Highlight the importance of Affirm's financial performance and outlook", "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point", "confidence": 0.6, "description": "Quantify what happens if the audience does nothing" } ], "imagePathAlt": null, "thumbSrc": null, "thumbSrcAlt": null, "locked": true }