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  "documentTitle": "Affirm | Results Presentation Deck | 47 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
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  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2023-02-01 00:00:00",
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      "kind": "chart",
      "text": "Line chart showing merchant fee rates for different product types (Core 0% Long, Core 0% Short, Core IB, Pay in 4, Non-Integrated Virtual Card) from FY Q2'21 to FY Q2'23.",
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      "text": "Core 0% Long includes loans with term lengths greater than 12 months and 0% APR; Core 0% Short includes loans with term lengths at least three months long but less than or equal to 12 months and 0% APR; Core IB includes loans with interest from Affirm integrated merchants; Pay in 4 (formerly known as Split Pay) includes loans with 0% APR and 6-8 week term lengths; Non-Integrated Virtual Card includes loans made by Affirm at non-integrated merchants using Affirm's virtual card technology; excludes loans made in Canada via Affirm or legacy Paybright business and excludes Returnly transactions",
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      "kind": "subtitle",
      "text": "Illustrative merchant fees, transaction fees, and virtual card network fees divided by product level GMV",
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