{
  "docId": "019de514-75da-72a5-94a7-a284d0eb82b0",
  "docSlug": "4a0e3bdf48693e560bf5d25a6e226751",
  "documentTitle": "Affirm | Results Presentation Deck | 28 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-11-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 23,
  "pageCount": 28,
  "prevPage": 22,
  "nextPage": 24,
  "slideType": "other",
  "function": "present_framework",
  "density": "balanced",
  "nDataPoints": 0,
  "notes": "The diagram shows a circular process flow feeding into a central machine learning engine.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de514-75da-72a5-94a7-a284d0eb82b0/23",
  "deckHref": "/decks/019de514-75da-72a5-94a7-a284d0eb82b0",
  "deckJsonHref": "/decks/019de514-75da-72a5-94a7-a284d0eb82b0.json",
  "deckAnchorHref": "/decks/019de514-75da-72a5-94a7-a284d0eb82b0#slide-23",
  "components": [
    {
      "bbox": {
        "h": 0.45,
        "w": 0.44,
        "x": 0.52,
        "y": 0.335
      },
      "kind": "callout",
      "text": "Immediate Credit Decisioning Based Upon: 1. Point-in-time repayment probability 2. Estimate expected loss content / yield 3. Evaluation of ongoing performance and continuously improving underwriting 4. Constant monitoring and ability to quickly adjust limits",
      "attrs": null,
      "subkind": "primary",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "291b600d-291e-4aa6-9cf2-8e0b932b2e0f",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.65,
        "w": 0.4,
        "x": 0.04,
        "y": 0.25
      },
      "kind": "diagram",
      "text": "Circular process flow with inputs: Merchant Profile, Transaction Details, Credit Bureau Data, Credit utilization, Transaction History, Affirm Repayment History, Additional Variables",
      "attrs": null,
      "subkind": "process",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "94408741-9777-4132-bd8e-233f9fdc24f1",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.15,
        "w": 0.8,
        "x": 0.04,
        "y": 0.08
      },
      "kind": "title",
      "text": "Affirm Underwrites Every Transaction Before Extending Access to Credit",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "cadca506-26d4-48b7-bd8b-95a2bd000f26",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Process flow",
      "slug": "process-flow",
      "agent": null,
      "layer": "slide",
      "matchId": "cd6d564e-8801-4006-94c5-2e7780bbdf65",
      "evidence": "diagram/process: Circular process flow with inputs: Merchant Profile, Transaction Details, Credit Bureau Data, Credit utilization, Transaction History, Affirm Repayment History, Additional Variables",
      "confidence": 0.7
    }
  ],
  "frameworks": [
    {
      "name": "flywheel",
      "slug": null,
      "matchId": "8309e39e-533d-4789-bcdb-96187efa6d52",
      "evidence": "Circular diagram representing a self-reinforcing process",
      "confidence": 0.8
    }
  ],
  "arcBeats": [
    {
      "to": 28,
      "from": 4,
      "beatId": "7061bf8f-4e3a-4078-b610-7136c574e70a",
      "arcName": "The Sequoia Pitch",
      "arcSlug": "sequoia-pitch",
      "beatName": "Solution",
      "beatSlug": "sequoia-pitch-solution",
      "evidence": "Slides 4-28 present Affirm's solution, including its platform, technology, and business model",
      "position": 2,
      "confidence": 0.9,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 28,
      "from": 3,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "a92d1914-d006-488a-864f-8d8696cfbfb5",
      "evidence": "The deck implies that not using Affirm's products would result in missed opportunities for consumers and merchants",
      "position": 0,
      "objective": "What is the cost of not using Affirm's financial products?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.7,
      "description": "Quantify what happens if the audience does nothing"
    },
    {
      "to": 28,
      "from": 6,
      "name": "Why Now",
      "slug": "15-why-now",
      "bestFor": "Sales pitches, fundraising, requesting immediate budget approval",
      "matchId": "3dd438c3-4542-4ec9-8e3c-7a0cef84ca06",
      "evidence": "The deck presents a sense of urgency around the market opportunity and Affirm's competitive advantages",
      "position": 1,
      "objective": "Why is now the right time to invest in Affirm?",
      "structure": "The Context (Trends) -> The Trigger Event -> The Window of Opportunity",
      "confidence": 0.6,
      "description": "Create temporal urgency by proving that the window of opportunity is opening or closing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}