{
  "docId": "019de514-755b-7225-994c-63cb3d2e7b09",
  "docSlug": "3b2bb58f6e8d7fd53cbdda2d2110ebc7",
  "documentTitle": "Affirm | Results Presentation Deck | 46 slides",
  "authorId": "affirm",
  "authorName": "Affirm",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-11-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 23,
  "pageCount": 46,
  "prevPage": 22,
  "nextPage": 24,
  "slideType": "kpi_overview",
  "function": "analyze_data",
  "density": "dense",
  "nDataPoints": 6,
  "notes": "The chart tracks delinquency as a percentage of active balances, excluding 'Pay in 4' loans.",
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de514-755b-7225-994c-63cb3d2e7b09/23",
  "deckHref": "/decks/019de514-755b-7225-994c-63cb3d2e7b09",
  "deckJsonHref": "/decks/019de514-755b-7225-994c-63cb3d2e7b09.json",
  "deckAnchorHref": "/decks/019de514-755b-7225-994c-63cb3d2e7b09#slide-23",
  "components": [
    {
      "bbox": {
        "h": 0.5,
        "w": 0.75,
        "x": 0.12,
        "y": 0.3
      },
      "kind": "chart",
      "text": "Line chart showing delinquency trends by fiscal year",
      "attrs": null,
      "subkind": "line",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "0e7323b7-c76a-4628-b58e-857d502cbc42",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.08,
        "w": 0.5,
        "x": 0.08,
        "y": 0.88
      },
      "kind": "disclaimer",
      "text": "Notes: 1. Data as of October 2022 2. US loans only, excludes Pay in 4 (formerly known as Split Pay) loan transactions with 0% APR and 6-8 week term lengths 3. Metrics are unaudited",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "aecd60b9-4ea0-4bfb-a200-e59f18144097",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.45,
        "x": 0.27,
        "y": 0.88
      },
      "kind": "legend",
      "text": "2018, 2019, 2020, 2021, 2022, 2023",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "762e581f-fe96-4340-8c0e-3de7cbee4b38",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.55,
        "x": 0.22,
        "y": 0.26
      },
      "kind": "subtitle",
      "text": "Delinquencies (DQ) of 30+ days as % of Active Balances Excluding Pay in 4 Loans",
      "attrs": null,
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "baea5638-416c-4128-ba54-baedc837f091",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.05,
        "w": 0.5,
        "x": 0.04,
        "y": 0.1
      },
      "kind": "title",
      "text": "Delinquency Performance: Monthly DQ30+",
      "attrs": null,
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "f401bcc8-f425-46a8-a917-2affc1dd351c",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Chartjunk Elimination",
      "slug": "chartjunk-elimination",
      "agent": "Designer",
      "layer": "slide",
      "matchId": "f5ac47b5-6397-47f9-a560-86471c01d47f",
      "evidence": "Line chart showing delinquency trends by fiscal year",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 29,
      "from": 17,
      "beatId": "b9d84c0e-2835-4aa4-998f-3570c16df860",
      "arcName": "Monroe's Motivated Sequence",
      "arcSlug": "monroes-sequence",
      "beatName": "Satisfaction",
      "beatSlug": "monroes-sequence-satisfaction",
      "evidence": "The presentation showcases Affirm's financial performance and growth",
      "position": 2,
      "confidence": 0.8,
      "parentBeatName": "Turn",
      "parentBeatSlug": "turn"
    }
  ],
  "loops": [
    {
      "to": 26,
      "from": 23,
      "name": "Cost Of Inaction",
      "slug": "27-cost-of-inaction",
      "bestFor": "Urgent budget requests, compliance, risk mitigation",
      "matchId": "0bfa3446-64a5-49eb-b715-97152d592829",
      "evidence": "The presentation highlights delinquency performance and ex-Peloton metrics",
      "position": 1,
      "objective": "What are the consequences of not addressing delinquency rates?",
      "structure": "The Status Quo -> The Hidden Costs Accumulating -> The Future State of Inaction -> The Tipping Point",
      "confidence": 0.6,
      "description": "Quantify what happens if the audience does nothing"
    }
  ],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}