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  "documentTitle": "Ready Capital | Investor Presentation Deck | 38 slides",
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  "authorName": "Ready Capital",
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  "presentationDate": "2022-09-01 00:00:00",
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      "text": "READY CAPITAL.",
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      "kind": "list",
      "text": "Option 1: Full Premium\nOption 2: Partial Premium\nOption 3: Full Servicing",
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      "text": "29.9%\nOngoing Gross Return",
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      "text": "73.9%\nYear 1 Gross Return",
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      "text": "ASSUMPTIONS\nLoan Amount: $1,000,000\nGuaranteed Balance: $750,000\nUnguaranteed Balance: $250,000\nSale Premium: $90,000\nSecuritization Advance Rate: $187,500\nYEAR 1 GROSS RETURN\nGain on Sale Revenue: $90,000\nIncome on Retained Loan: $20,625\nDebt Cost on Retained Loan: ($9,450)\nServicing Fee : $7,500\nYear 1 Return: $108,675\nONGOING GROSS RETURN\nIncome on Retained Loan: $20,625\nDebt Cost on Retained Loan: ($9,450)\nServicing Fee : $7,500\nOngoing Return: $18,675",
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      "text": "Upfront Premium\n12% (net of SBA Split)\n10%\n0%\nServicing Strip\n1.00%\n2.00%\n4.635%",
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      "text": "SBA 7(a) Economics",
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      "name": "Cost Of Inaction",
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