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      "text": "GrabFin, Digibank, Consumers, Driver-partners, GrabPay, PayLater, Insurance, CASA, Lending",
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      "text": "1. Digital Bank in Singapore has been launched (September 2022, on a restricted basis) through our Digital Banking JV and has yet to be fully operational, and our Digital Banking JV and a consortium of partners were selected to receive a full digital banking license in Malaysia, subject to meeting all of Bank Negara Malaysia's regulatory conditions. Only deposits product for GXS Singapore has been announced",
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