{
  "docId": "019de513-e571-76b9-b283-e322802e0921",
  "docSlug": "129890e531b504e68147b5897b2450c7",
  "documentTitle": "OppFi | Results Presentation Deck | 23 slides",
  "authorId": "oppfi",
  "authorName": "OppFi",
  "documentKindSlug": "conference-presentation",
  "documentKindLabel": "Conference presentation",
  "sourceTypeSlug": "investor_relations",
  "sourceTypeLabel": "Investor relations",
  "presentationDate": "2022-08-01 00:00:00",
  "orientation": "landscape",
  "aspectRatio": 1.7777778,
  "pageNumber": 14,
  "pageCount": 23,
  "prevPage": 13,
  "nextPage": 15,
  "slideType": "valuation_table",
  "function": "summarize",
  "density": "dense",
  "nDataPoints": 22,
  "notes": null,
  "elementsJson": null,
  "metadataConfidence": 1,
  "imagePath": null,
  "slideHref": "/slides/019de513-e571-76b9-b283-e322802e0921/14",
  "deckHref": "/decks/019de513-e571-76b9-b283-e322802e0921",
  "deckJsonHref": "/decks/019de513-e571-76b9-b283-e322802e0921.json",
  "deckAnchorHref": "/decks/019de513-e571-76b9-b283-e322802e0921#slide-14",
  "components": [
    {
      "bbox": {
        "h": 0.26,
        "w": 0.426,
        "x": 0.549,
        "y": 0.294
      },
      "kind": "list",
      "text": "Default rate increased by 100bps due to recent elevated loss rates\nPrepayment rate decreased by 495bps\nDiscount rate increased 330bps primarily due to increases in the risk-free rate and equity risk premium",
      "attrs": {},
      "subkind": "bullet",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "85df47f7-dbc1-4421-9350-5115ed219752",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.41,
        "x": 0.089,
        "y": 0.955
      },
      "kind": "source-note",
      "text": "1. Stated as a percentage of loan receivable.\n2. Represents rate applied to on-balance unpaid principal receivables, inclusive of adjustment for accrued interest.",
      "attrs": {},
      "subkind": null,
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "821669f4-0526-4884-b145-d68d38636f01",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.77,
        "w": 0.46,
        "x": 0.049,
        "y": 0.159
      },
      "kind": "table",
      "text": "UNAUDITED PERIOD ENDED\n($ in thousands)\n6/30/2022\n3/31/2022\nOutstanding Principal $394,709 $332,517\nAccrued Interest $12,917 $10,674\nInterest Rate 149.9% 147.7%\nDiscount Rate 24.9% 21.6%\nServicing Cost¹ (5.0)% (5.0)%\nRemaining Life 0.637 years 0.617 years\nDefault Rate¹ 19.5% 18.5%\nAccrued Interest¹ 3.3% 3.2%\nPrepayment Rate¹ 16.4% 21.3%\nPremium to Principal² 10.9% 11.3%",
      "attrs": {},
      "subkind": "data",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "2d9b489b-06e9-4a48-b7ef-cf5bdea73c64",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.026,
        "w": 0.202,
        "x": 0.549,
        "y": 0.178
      },
      "kind": "title",
      "text": "Key Highlights",
      "attrs": {},
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "4b97c9b8-1aec-4b95-956b-e996d27f2213",
      "frameworkName": null,
      "frameworkSlug": null
    },
    {
      "bbox": {
        "h": 0.03,
        "w": 0.32,
        "x": 0.036,
        "y": 0.076
      },
      "kind": "title",
      "text": "Fair Value Valuation",
      "attrs": {},
      "subkind": "headline",
      "toolName": null,
      "toolSlug": null,
      "confidence": null,
      "componentId": "53554a3f-456b-4b0e-821f-3e41b2335c8b",
      "frameworkName": null,
      "frameworkSlug": null
    }
  ],
  "metrics": [],
  "tools": [
    {
      "name": "Valuation: DCF",
      "slug": "dcf",
      "agent": "architect",
      "layer": "slide",
      "matchId": "7fa81509-1326-48d5-bbf3-6c4ce59b2e3f",
      "evidence": "Fair Value Valuation",
      "confidence": 0.7
    }
  ],
  "frameworks": [],
  "arcBeats": [
    {
      "to": 23,
      "from": 10,
      "beatId": "faa0735b-f90f-4e2d-a1a3-f2ab27896c9f",
      "arcName": "The Sparkline",
      "arcSlug": "sparkline",
      "beatName": "Impact & Next Steps",
      "beatSlug": "consultants-gambit-impact-next-steps",
      "evidence": "The remaining slides provide additional financial information and analysis",
      "position": 4,
      "confidence": 0.8,
      "parentBeatName": "Resolution",
      "parentBeatSlug": "resolution"
    }
  ],
  "loops": [],
  "imagePathAlt": null,
  "thumbSrc": null,
  "thumbSrcAlt": null,
  "locked": true
}