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      "text": "Default rate increased by 100bps due to recent elevated loss rates\nPrepayment rate decreased by 495bps\nDiscount rate increased 330bps primarily due to increases in the risk-free rate and equity risk premium",
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      "text": "1. Stated as a percentage of loan receivable.\n2. Represents rate applied to on-balance unpaid principal receivables, inclusive of adjustment for accrued interest.",
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      "text": "UNAUDITED PERIOD ENDED\n6/30/2022\n3/31/2022\n($ in thousands)\nOutstanding Principal $394,709 $332,517\nAccrued Interest $12,917 $10,674\nInterest Rate 149.9% 147.7%\nDiscount Rate 24.9% 21.6%\nServicing Cost¹ (5.0)% (5.0)%\nRemaining Life 0.637 years 0.617 years\nDefault Rate¹ 19.5% 18.5%\nAccrued Interest¹ 3.3% 3.2%\nPrepayment Rate¹ 16.4% 21.3%\nPremium to Principal² 10.9% 11.3%",
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