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  "notes": "Uses a two-column layout to contrast global market size with specific U.S. financial pain points.",
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      "text": "International Organization for Migration (IOM) GMDAC; IMF & World Bank; FDIC, Financial Health Network, Federal Reserve Bank of San Francisco; adjusted for inflation. Long term loans include auto & student loans and mortgages.",
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      "text": "+$200 Remittances, +$800 Short term loans and fees, +$1,900 Long term loans",
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