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  "documentTitle": "OppFi | Results Presentation Deck | 21 slides",
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  "authorName": "OppFi",
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  "presentationDate": "2022-05-01 00:00:00",
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      "text": "Adj. EBITDA and Adj. Net Income comparison",
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      "text": "1. Adj. EBITDA and Adj. Net Income and margins thereof are not financial measures determined in accordance with GAAP. For a reconciliation to our most directly comparable financial measures calculated and presented in accordance with GAAP, please see the Appendix included within this presentation. 2. Margins depicted as percentage of Total Revenue.",
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      "text": "Main driver was elevated charge-off rate related to 2H:2021 lower credit quality originations. With higher credit quality originations in 1Q:22, we expect stronger profitability in 2H:2022 than in 1H:2022.",
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      "text": "Muted Profitability In Q1 2022, In-Line With Expectations",
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