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  "documentTitle": "Ready Capital | Investor Presentation Deck | 30 slides",
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  "notes": "Includes a table of key portfolio metrics and a stacked bar chart showing yield components over five quarters.",
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      "text": "Gross Levered Yield by Quarter (Q4 2020 - Q4 2021)",
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      "text": "1. Includes interest income, accretion of discount, and servicing income net of interest expense and amortization of deferred financing costs. 2. Includes realized and unrealized gains (losses) on loans held for sale and MSR creation.",
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      "text": "SBA net sales premiums peaking at 14.9% and averaging 11.5% net, with 19.6% of SBA sales sold for a higher future IO strip; Current money up pipeline of $169.0 million, including $20.6 million funded in January; After-tax PPP income was $16.1 million",
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      "text": "Loan Count: 1,886; UPB: $657M; Book Value: $623M; WA LTV: 88.4%; WA Coupon: 5.5%; Fixed/Float: 0.6 / 99.4%; 60%+(1): 1.2%",
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      "text": "Small Business Lending",
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