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  "documentTitle": "Klarna | Credit Presentation Deck | 2 slides",
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      "text": "Note: Figures refer to Klarna Holding AB (publ). In accordance with the capital adequacy regulations, the consolidated situation is made up of Klarna Holding AB (publ) (Klarna Bank AB (publ)'s parent company) and its subsidiaries.",
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      "text": "Strong commitment from shareholders to support current investments. Healthy buffer of CET1. Strong leverage ratio positions to support further growth. Demonstrated access to capital. AT1 capital instrument call. Exploring capital optimization.",
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