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  "notes": "The table includes YoY percentage point changes for both quarterly and full-year periods.",
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      "text": "Note: 1.. Commission Rate is an operating metric, representing the total dollar value paid to Grab in the form of commissions and fees from each transaction, without any adjustments for incentives paid to driver- and merchant-partners or promotions to end-users, as a percentage of GMV, over the period of measurement.",
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      "text": "Commission rates(1) Q4 2021 Q4 2020 YoY ppt Change FY 2021 FY 2020 YoY ppt Change Deliveries 18.2% 17.5% 0.7% 18.2% 16.6% 1.6% Mobility 23.8% 21.7% 2.0% 23.4% 21.3% 2.1% Financial Services 2.4% 1.8% 0.6% 2.3% 1.9% 0.4%",
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