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  "notes": "Details the LPTA (Loss Portfolio Transfer Agreement) transaction, cash movements, and P&L impact.",
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      "text": "James River (“JR”) returned $724 million of Collateral held by insurer to trust... On September 27, 2021, entered into an LPTA... claims currently administered by JR will be transferred... liabilities... re-evaluated... recognized a $103 million charge",
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      "text": "$ in Millions",
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      "text": "*Includes loss payments, collateral adjustments, and transaction costs **Excluded from Adjusted EBITDA. See “Legacy auto insurance transfer” adjustment in the Non-GAAP reconciliations for further reference",
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      "text": "P&L Impact**: Cost of revenue $101**, General & administrative $2**",
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      "text": "Significant cash movements: Return of collateral +$724, Premium received +$345, Other transfer related cash impacts during Q3* ($41), Net benefits to cash/restricted cash during Q3 +$1,028",
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